654 Rays Pl, Chipley, FL 32428 Property Records

Washington County property record for 654 Rays Pl, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2000
Square Footage	2,552 sqft Heated Area
Lot Size	395,089 sqft (9.06 acres)
Occupancy	Owner Occupied
Tax Bill	$3,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000038550001`
Alternative APN	`38550001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,552 sqft Heated Area
Gross Area	2,853 sqft Gross Area
Primary Flooring	Carpet Flooring
Interior Structure	Plywood Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	395,089 sqft (9.06 acres)
Total Buildings	2 Total Buildings
Porch	Open Porch
Porch Area	741 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000038550001
Street Address	654 RAYS PL
City	CHIPLEY
State	FL
Zip	32428
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 4 14 9.07 ORB 107 P 341 NW1/4 OF SE1/4 BETWEEN RR AND HWY,NE1/4 OF SE1/4 N. OF HWY LESS PARCEL IN OR 149 P482,LESS ORB 241
Legal Range	14W
Legal Township	04N
Legal Section	02
Legal Block	3855
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	1
Census Block	1015
Census Tract	970103

Owner

Source: Washington County records · APN 000038550001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	658 RAYS PL, CHIPLEY, FL 32428-4126
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2014
Deed Sale	May 28, 2014
Deed Doc Number	0000986287
Deed Book / Page	723 / 344
Prior Transfer Date	May 01, 2007
Prior Transfer Doc	2007003928
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+8.42%) Homeowner's exemption	$277,607 (+2.7%)	$382,584 (+5.2%)
2024	$2,957.00 (+5.19%) Homeowner's exemption	$270,314 (+5.77%)	$363,674 (+8.23%)
2023	$2,811.00 (+5.88%) Homeowner's exemption	$255,573 (+5.74%)	$336,012 (+8.81%)
2022	$2,655.00 Homeowner's exemption	$241,699	$308,794

Flood & Wildfire

654 Rays Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 45th percentile of exposed land nationally · 15th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,235 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.