654 Prairie Rd, Central Point, OR 97502 Property Records

Jackson County property record for 654 Prairie Rd, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2017)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`372W11AC4300`

Property Details

APN / Parcel Number

Primary APN	`372W11AC4300`
Alternative APNs	`372W11AC04300` `10578450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1982
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	144 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	654 PRAIRIE RD
City	CENTRAL POINT
State	OR
Zip	97502-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	11
Legal Quarter	1
Legal Subdivision	VALLEY ESTATES UNIT #3
Legal Block	1
Legal Lot Number	15
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1043
Census Tract	1001

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 PRAIRIE RD, CENTRAL POINT, OR 97502-2839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEFINITY
Dec 5, 2017	Warranty Deed, Transfer · Conventional with PMI PEOPLES BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Apr 17, 2000 · Amount on Record
Deed Document Number	201740905
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000006555
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	654 PRAIRIE RD, CENTRAL POINT, OR 97502-2839
Document Number	0000036160
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 PRAIRIE RD CENTRAL POINT OR 975022839, CENTRAL POINT, OR 97502-2839

Mortgage

Document Number	0000036160
Date	Oct 1, 2020
Instrument	36160

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 5, 2017
Property Address	654 PRAIRIE RD, CENTRAL POINT, OR 97502-2839
Document Number	0000040905
Instrument Date	Nov 27, 2017
Instrument	40905
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 PRAIRIE CT CENTRAL POINT OR 97502, CENTRAL POINT, OR 97502

Mortgage

Document Number	40906
Date	Dec 5, 2017
Instrument	40906

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,070 (+3%)	$332,520 (-3.08%) Land $136,080 Building $196,440
2025	$3,608.00 (+2.5%)	$211,720 (+3%) Land $62,830 Building $148,890	$343,100 (+7.82%) Land $135,000 Building $208,100
2024	$3,520.00 (+3.35%)	$205,560 (+3%) Land $61,000 Building $144,560	$318,220 (+4.2%) Land $131,000 Building $187,220
2023	$3,406.00 (+2.37%)	$199,580 (+3%) Land $59,220 Building $140,360	$305,390 (-14.04%) Land $141,350 Building $164,040
2022	$3,327.00	$193,770 Land $57,500 Building $136,270	$355,260 Land $117,810 Building $237,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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