654 Phelan Rd, Pacific, MO 63069 Property Records

Franklin County property record for 654 Phelan Rd, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 914 sqft · built 1958
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-7-25.0-0-000-017.000`

Property Details

APN / Parcel Number

Primary APN	`19-7-25.0-0-000-017.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	654 PHELAN RD
City	PACIFIC
State	MO
Zip	63069-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT W1/2 SW, S OF PHELAN RDB&P 623-00958 12/28/1990 1370-00186 10/30/2001
Legal Range	2E
Legal Township	43N
Legal Section	25
Jurisdiction	FRANKLIN MO
Township / Civil Division	CALVEY
Census Block Group	2
Census Block	2016
Census Tract	800801

Owner

654 Phelan Rd is owned and occupied by two individuals who acquired it in March 2026.

Source: Franklin County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 PHELAN RD, PACIFIC, MO 63069-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Special Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Apr 7, 2022	Warranty Deed, Transfer
Apr 7, 2022	Warranty Deed, Transfer
Apr 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026
Deed Sale	Mar 4, 2026
Prior Sale	Feb 10, 2023
Deed Document Number	20262602767
Prior Transfer Date	Jan 19, 2023
Prior Transfer Doc	0000001650
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 4, 2026
Property Address	654 PHELAN RD, PACIFIC, MO 63069-4126
Document Number	0002602767
Instrument Date	Feb 27, 2026
Instrument	2602767
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	684 PHELAN RD, PACIFIC, MO 63069-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 PHELAN RD, PACIFIC, MO 63069-4126

Mortgage

Document Number	0002602768
Date	Mar 4, 2026
Instrument	2602768

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 7, 2022
Property Address	654 PHELAN RD, PACIFIC, MO 63069-4126
Document Number	0002205603
Map Reference	PG273
Instrument Date	Jan 5, 2022
Instrument	2205603
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 PHELAN RD, PACIFIC, MO 63069-4126

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 7, 2022
Property Address	654 PHELAN RD, PACIFIC, MO 63069-4126
Document Number	0002205602
Map Reference	PG273
Instrument Date	Jan 5, 2022
Instrument	2205602
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 PHELAN RD, PACIFIC, MO 63069-4126

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 7, 2022
Property Address	654 PHELAN RD, PACIFIC, MO 63069-4126
Document Number	0002205604
Map Reference	PG273
Instrument Date	Jan 5, 2022
Instrument	2205604
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 PHELAN RD, PACIFIC, MO 63069-4126

Tax Assessment & Valuation

The 2025 property tax bill for 654 Phelan Rd was $1,218.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00	$17,052	$91,670 Land $19,210 Building $72,460
2023	$1,116.00 (+23.73%)	$15,802	$85,090 Land $18,210 Building $66,880
2022	$902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Phelan Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2015–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Phelan Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bays-ET Highspeed Fixed Wireless	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Brown Dog Networks Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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