Charleston County property record for 654 Pelzer Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,444 sqft · built 1974 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,832 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 517-08-00-117 |
| Primary APN | 517-08-00-117 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,208 sqft |
| Upper Floors Area | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 157 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 654 PELZER DR |
|---|---|
| City | MT PLEASANT |
| State | SC |
| Zip | 29464-3557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 9 BLK E |
| Legal Subdivision | COOPER ESTATES |
| Legal Block | E |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 4607 |
Source: Charleston County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 PELZER DR, MOUNT PLEASANT, SC 29464-3557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2016 |
| Transfer Doc | 0543/0421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 654 PELZER DR, MOUNT PLEASANT, SC 29464-3557 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 654 PELZER DR, MOUNT PLEASANT, SC 29464-3557 |
| Document Number | 0011200348 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 1120/348 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,832.00 (+13.51%) | ||
| 2024 | $1,614.00 (+9.8%) | $15,520 (-) | |
| 2022 | $1,470.00 | $15,520 | $542,000 (-) Land $265,000 Building $277,000 |
| 2020 | $542,000 Land $265,000 Building $277,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 89 (1982–2025) |
| Claims Outside the SFHA | 36 of 89 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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