654 Pecos St, Spring Valley, CA 91977 Property Records

San Diego County property record for 654 Pecos St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,794 sqft · built 1983
Lot Size0.122 acres (5,300 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Feb 2011)
Tax Bill$5,475 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN579-191-60-00

Property Details

APN / Parcel Number

Primary APN579-191-60-00
Alternative APN
  • 5791915700

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,794 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area5,300 sqft (0.122 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5791915700
Street Address654 PECOS ST
CitySPRING VALLEY
StateCA
Zip91977-5237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 22 LOTS 46&47 TR 002050
Legal SubdivisionEAST SIDE ADD
Legal Tract002050
Legal Block22
Legal Lot Number46,47
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract13909

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 PECOS ST, SPRING VALLEY, CA 91977-5237
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2011 · Amount on Record
Deed SaleFeb 2, 2011 · Amount on Record
Prior SaleSep 7, 2004 · Amount on Record
Deed Document Number201163177
Last Transfer DateMar 9, 2015
Transfer Doc0000192556
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address654 PECOS ST, SPRING VALLEY, CA 91977-5237
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 PECOS ST, SPRING VALLEY, CA 91977-5237

Mortgage

Document Number0000861093
DateDec 22, 2021
Instrument2021-0861093
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$415,610 (+2%) Land $160,545 Building $255,065
2025$5,475.00 (+7.48%) Homeowner's exemption$407,462 (+4.04%) Land $157,398 Building $250,064
2023$5,094.00 (+1.66%) Homeowner's exemption$391,641 Land $151,287 Building $240,354
2022$5,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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