Hardin County property record for 654 Pearman Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,118 sqft · built 1974 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,200 (Dec 2021) |
| Tax Bill | $1,117 (2025) |
| Deeds & Mortgages | Jun 2010 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-02-079 |
| Primary APN | 161-10-02-079 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Patio Area | 54 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 654 PEARMAN AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARMAN MNR LT 079 #1 |
| Legal Subdivision | PEARMAN MNR |
| Legal Lot Number | 79 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 700 |
654 Pearman Ave is owned by two individuals who bought it in December 2021.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 111 N POINTE DR, ELIZABETHTOWN, KY 42701-9547 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2010 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Dec 27, 2021 | Deed, Transfer · Stand-Alone First Mortgage WILSON & MUIR BANK & TRUST CO |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on File |
| Deed Sale | Dec 27, 2021 · Amount on File |
| Deed Document Number | 0015251078 |
| Deed Book / Page | 1525 / 1078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 654 PEARMAN AVE, RADCLIFF, KY 40160-1835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001936/185 |
|---|---|
| Date | Jun 22, 2010 |
| Book Page | 1936/185 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jun 2, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 27, 2021 |
| Property Address | 654 PEARMAN AVE, RADCLIFF, KY 40160-1835 |
| Document Number | 01525/1078 |
| Book / Page | 1525 / 1078 |
| Map Reference | MB 3 PG 25 |
| Instrument Date | Dec 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 MAPLE ST, VINE GROVE, KY 40175-1433 |
| Name | Verified Name |
|---|---|
| Address | 111 N POINTE DR, ELIZABETHTOWN, KY 42701-9547 |
| Document Number | 0024191203 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2419/1203 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 23, 2041 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 654 Pearman Ave was $1,117.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,117.00 | $115,800 Land $18,000 Building $97,800 | $115,800 Land $18,000 Building $97,800 |
| 2023 | $94,200 (-) Land $17,600 Building $76,600 | $94,200 (-) Land $17,600 Building $76,600 | |
| 2022 | $94,200 Land $17,600 Building $76,600 | $94,200 Land $17,600 Building $76,600 | |
| 2021 | $544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Pearman Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 654 Pearman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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