654 Park Cir, Bradenton, FL 34207 Property Records

Manatee County property record for 654 Park Cir, Bradenton, FL 34207

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,044 sqft · built 1971
Lot Size	8.25 acres (359,770 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2023)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`53441-1255-1`

Property Details

APN / Parcel Number

Primary APN	`53441-1255-1`
Alternative APN	`3517115344112551`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,388 sqft
1st Floor Area	1,044 sqft
Basement Area	126 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	359,770 sqft
View / Lot	Interior Unit
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 PARK CIR
City	BRADENTON
State	FL
Zip	34207-2164
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-9 MULT
Legal Description	UNIT 49 PARK ACRES ESTATES SEC 1, SECOND AMENDMENT CONDOMINIUM PI#53441.1255/1
Legal Range	17E
Legal Township	35S
Legal Section	11
Legal Subdivision	PARK ACRES ESTATES SECTION I
Legal Tract	05344101
Legal Block	2004
Legal Lot Number	49
Legal Unit	49
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1006
Census Tract	201

Owner

654 Park Cir, a condominium, is owned by an individual who bought it in November 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2 MCKINLEY ST, CRANFORD, NJ 07016-3625
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Nov 28, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	2023125870
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0000000389
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Jul 1, 2026
Property Address	654 PARK CIR, BRADENTON, FL 34207-2164
Document Number	0000076060
Instrument Date	Jun 27, 2026
Instrument	202676060
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076060,
Date	Jul 1, 2026
Instrument	202676060

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2056

Interest

Rate	6.53%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 28, 2023
Property Address	654 PARK CIR, BRADENTON, FL 34207-2164
Document Number	0041125870
Map Reference	MB 1624 PG 1854
Instrument Date	Nov 28, 2023
Instrument	202341125870
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 19TH AVE NE, RUSKIN, FL 33570-3620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MCKINLEY ST, CRANFORD, NJ 07016-3625

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 29, 2022
Property Address	654 PARK CIR, BRADENTON, FL 34207-2164
Document Number	0041057867
Map Reference	MB 1624 PG 1854
Instrument Date	Apr 29, 2022
Instrument	202241057867
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 170, EDWARDS, NY 13635-0170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 PARK CIR, BRADENTON, FL 34207-2164

Mortgage

Document Number	0041057868
Date	Apr 29, 2022
Instrument	202241057868

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 654 Park Cir was $2,092, down 15.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,874 (-19.78%) Building $98,874	$98,874 (-19.78%) Building $98,874
2025	$2,092.00 (-15.17%)	$123,250 Building $123,250	$123,250 Building $123,250
2024	$2,466.00 (+3.48%)
2023	$2,383.00 (+39.6%)	$141,950 (+21.79%) Building $141,950	$141,950 (+21.79%) Building $141,950
2022	$1,707.00	$116,550 Building $116,550	$116,550 Building $116,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 654 Park Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 130 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 115 condo units
Nearby Flood Claims	9 (1992–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 654 Park Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,041 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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