Monterey County property record for 654 Paradise Rd, Salinas, CA 93907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 1987 |
| Lot Size | 1.77 acres (77,244 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jun 2009) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-222-031-000 |
| Primary APN | 129-222-031-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 77,244 sqft |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 654 PARADISE RD |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93907-9124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 10 PAR MAPS PG 59 PAR 1 2.01 AC EXC SCENIC EASEMENT TO MTY CO |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CASTROVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10305 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 PARADISE RD, SALINAS, CA 93907-9124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Apr 24, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2009 · Amount on Record |
| Deed Sale | Jun 30, 2009 · Amount on Record |
| Prior Sale | Jun 15, 2005 · Amount on Record |
| Deed Document Number | 200940710 |
| Last Transfer Date | Apr 18, 2017 |
| Transfer Doc | 0000021654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 654 PARADISE RD, SALINAS, CA 93907-9124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 654 PARADISE RD, SALINAS, CA 93907-9124 |
| Document Number | 0000045637 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025045637 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 654 PARADISE RD, SALINAS, CA 93907-9124 |
| Document Number | 0000021654 |
| Map Reference | VOL10 PG59 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 2017021654 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 654 PARADISE RD, SALINAS, CA 93907-9124 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021655 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017021655 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | North Monterey County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,022 (+2%) Land $293,511 Building $210,511 | |
| 2025 | $5,465.00 (+2.21%) Homeowner's exemption | $494,140 (+4.04%) Land $287,756 Building $206,384 |
| 2024 | $5,347.00 (+1.83%) | |
| 2023 | $5,251.00 (+0.85%) Homeowner's exemption | $474,954 Land $276,583 Building $198,371 |
| 2022 | $5,207.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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