654 Oxbow Rd, Grand Junction, CO 81504 Property Records

Mesa County property record for 654 Oxbow Rd, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2020)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-051-71-018`

Property Details

APN / Parcel Number

Primary APN	`2943-051-71-018`
Alternative APN	`R029730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	892 sqft
Upper Floors Area	408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	436 sqft
Porch	Open/Unfinished Porch
Porch Area	125 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R029730
Street Address	654 OXBOW RD
City	GRAND JUNCTION
State	CO
Zip	81504-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 5 BROOKSIDE SUBDIVISION FILING TWO SEC 5 1S 1E & AN UND INT IN TRACTS - 0.19AC
Legal Range	001
Legal Township	01S
Legal Section	05
Legal Subdivision	BROOKSIDE SUBDIVISION
Legal Block	5
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2002
Census Tract	1103

Owner

Source: Mesa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2620 S MONTEGO, G, ONTARIO, CA 91761-0427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jan 14, 2010 · Amount on Record
Deed Document Number	20202954279
Prior Transfer Date	Dec 24, 2015
Prior Transfer Doc	0002747399
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Sep 15, 2026
Property Address	654 OXBOW RD, GRAND JUNCTION, CO 81504-7062
Document Number	0003170693
Instrument Date	Sep 14, 2026
Instrument	20263170693
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 OXBOW RD, GRAND JUNCTION, CO 81504-7062

Mortgage

Document Number	0003170693,
Date	Sep 15, 2026
Instrument	20263170693

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Jul 21, 2026
Property Address	654 OXBOW RD, GRAND JUNCTION, CO 81504-7062
Document Number	0003165312
Instrument Date	Jul 8, 2026
Instrument	20263165312
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Nov 25, 2020
Property Address	654 OXBOW RD, GRAND JUNCTION, CO 81504-7062
Document Number	0002954279
Instrument Date	Nov 6, 2020
Instrument	2954279
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 OXBOW RD, GRAND JUNCTION, CO 81504-7062

Mortgage

Document Number	0002954280
Date	Nov 25, 2020
Instrument	2954280

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+10.55%)	$20,250 (+9.34%) Land $5,630 Building $14,620	$323,980 (+17.21%) Land $90,000 Building $233,980
2024	$1,422.00 (+2.75%)	$18,520 (-) Land $4,750 Building $13,770
2023	$1,384.00 (+12.16%)	$18,520 (+15.17%) Land $4,750 Building $13,770	$276,400 (+19.45%) Land $70,890 Building $205,510
2022	$1,234.00	$16,080 Land $4,170 Building $11,910
2021			$231,390 Land $60,000 Building $171,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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