654 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 654 Orange St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1888
Square Footage1,488 sqft Living Area
Lot Size7,303 sqft (0.168 acres)
OccupancyOwner Occupied
Last Sale$136,000 (2014)
Tax Bill$5,453.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-178-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,488 sqft Living Area
Gross Area2,232 sqft Gross Area
Basement Area744 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Construction TypeFrame Construction
Lot Area7,303 sqft (0.168 acres)
Depth X Width120 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
SewageStorm Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address654 ORANGE ST
CityELGIN
StateIL
Zip60123-7479
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS 4TH ADDN PART LOTS 7 & 8 BLOCK 10
Legal SubdivisionJ C&W H KIMBALLS 4TH ADDN
Legal Block10
Legal Lot Number7,8
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5021
Census Tract851600

Owner

Source: Kane County records · APN 06-23-178-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 ORANGE ST, ELGIN, IL 60123-7479
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Aug 06, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Apr 16, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2014 · Amount on Record
Deed SaleDec 10, 2014 · Amount on Record
Prior SaleApr 21, 2014 · Amount on Record
Deed Doc Number201462474
Prior Transfer DateNov 19, 2004
Prior Transfer Doc0000157401
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address654 ORANGE ST, ELGIN, IL 60123-7479
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020880
DateApr 18, 2022
Instrument2022K020880
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address654 ORANGE ST, ELGIN, IL 60123-7479
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043627
DateAug 06, 2020
Instrument2020K043627
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueAug 01, 2045
Interest
Rate TypeFixed Rate
Rate3.12%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address654 ORANGE ST, ELGIN, IL 60123-7479
Document Number0000015563
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedMay 03, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address654 ORANGE ST ELGIN IL 601237479, ELGIN, IL 60123-7479

Mortgage

Document Number0000015563
DateApr 23, 2019
Instrument15563
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,453.00 (+15.8%) Homeowner's exemption
2024$73,210 (+21.4%) Land $15,901 Building $57,309$219,718 (+21.44%) Land $47,722 Building $171,996
2022$4,709.00 (+4.76%) Homeowner's exemption$60,307 (+6.96%) Land $13,098 Building $47,209$180,921 (+6.96%) Land $39,294 Building $141,627
2021$4,495.00 Homeowner's exemption$56,383 Land $12,246 Building $44,137$169,149 Land $36,738 Building $132,411

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