654 Oakland Ave, Oakland, CA 94611 Property Records

Alameda County property record for 654 Oakland Ave, Oakland, CA 94611

Property Summary

Property TypeDuplex
Details5 bd · 4.5 ba · 3,472 sqft · built 1920
Lot Size0.128 acres (5,565 sqft)
Owner2 Individual Names on Record
Last Sale$780,000 (Dec 2013)
Tax Bill$14,905 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-816-18

Property Details

APN / Parcel Number

Primary APN10-816-18
Alternative APN
  • 010-0816-018-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories3 Stories
Building Area3,472 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,565 sqft (0.128 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address654 OAKLAND AVE
CityOAKLAND
StateCA
Zip94611-4533
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT: 00018 BLK: AR: 0010 PAGE: 0816
Legal SubdivisionA J SNYDER
Legal BlockH
Legal Lot Number5&4
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1005
Census Tract403900

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 11250, OAKLAND, CA 94611-0250
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2013 · Amount on Record
Deed SaleDec 13, 2013 · Amount on Record
Prior SaleDec 19, 2012 · Amount on Record
Deed Document Number2013383686
Prior Transfer DateSep 25, 2000
Prior Transfer Doc0000293954
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address654 OAKLAND AVE, OAKLAND, CA 94611-4533
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 OAKLAND AVE, OAKLAND, CA 94611-4533

Mortgage

Document Number0000194955
DateMay 25, 2021
Instrument2021194955
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$980,507 (+1.28%) Land $292,574 Building $694,933
2025$14,905.00 (-1.19%) Homeowner's exemption$968,149 (+4.04%) Land $286,839 Building $681,310
2023$15,084.00 Homeowner's exemption$930,562 Land $275,703 Building $654,859

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Google Fiber, Verizon.

Nearby Properties on Oakland Ave

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