654 NW 59th St, Ocala, FL 34475 Property Records

Marion County property record for 654 NW 59th St, Ocala, FL 34475

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,240 sqft · built 1983
Lot Size	10.5 acres (458,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2026)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15223-001-01`

Property Details

APN / Parcel Number

Primary APN	`15223-001-01`
Alternative APNs	`1681022000` `1681022`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,240 sqft Living Area
Gross Area	5,990 sqft
1st Floor Area	4,851 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	458,687 sqft (10.5 acres)
Lot Dimensions	488 ft deep x 234 ft wide
Garage Type	Carport
Garage Area	844 sqft
Carport	Carport
Carport Area	844 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened Porch
Porch Area	430 sqft
Deck Area	Deck Area
Patio Area	1,166 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	654 NW 59TH ST
City	OCALA
State	FL
Zip	34475-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SEC 30 TWP 14 RGE 22 BEG AT PT ON N BDY OF S 1/2 OF NE 14 OF SEC 30 TO PT THAT IS W 1670.87 FT FROM NE COR OF S 1/2 OF NE 1/4 TH W 976.78 FT TO NW COR OF S 1/2 OF NE 1/4 TH S 00-10-48 W 466.58 FT TH E PARALLEL WITH N BDY 988.43 FT TH N 01-15-00 W 466
Legal Range	22E
Legal Township	14S
Legal Section	30
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2003
Census Tract	1301

Owner

Source: Marion County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 NW 59TH ST, OCALA, FL 34475-1584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Line of Credit FARM CREDIT/N FL ACA
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jul 1, 2017 · Amount on Record
Deed Document Number	202652290
Deed Book / Page	8890 / 281
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0068431857
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 27, 2026
Property Address	654 NW 59TH ST, OCALA, FL 34475-1584
Document Number	0000052290
Book / Page	8890 / 281
Instrument Date	Apr 27, 2026
Instrument	2026.52290
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MARION LAKE SUMTER TITLE LLC, MARION LAKE SUMTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NW 59TH ST, OCALA, FL 34475-1584

Mortgage

Document Number	0000052291,
Date	Apr 27, 2026
Instrument	2026..52291

Lender

Name	FARM CREDIT/N FL ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	602 NW 59TH ST, OCALA, FL 34475-1584
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072150162
Date	Jun 26, 2020
Book Page	7215/162
Instrument	2020065100

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	602 NW 59TH ST, OCALA, FL 34475-1584
Document Number	0072341660
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NW 59TH ST OCALA FL 344751584, OCALA, FL 34475-1584

Mortgage

Document Number	0072341660
Date	Jul 27, 2020
Book Page	007234/001660
Instrument	76514

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Oct 3, 2018
Property Address	602 NW 59TH ST, OCALA, FL 34475-1584
Document Number	0068431861
Book / Page	006843 / 001861
Instrument Date	Aug 27, 2018
Instrument	96825
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NW 59TH ST OCALA FL 344751584, OCALA, FL 34475-1584

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Oct 3, 2018
Property Address	602 NW 59TH ST, OCALA, FL 34475-1584
Document Number	0068431859
Book / Page	006843 / 001859
Instrument Date	Aug 15, 2018
Instrument	96824
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NW 59TH ST OCALA FL 344751584, OCALA, FL 34475-1584

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Oct 3, 2018
Property Address	602 NW 59TH ST, OCALA, FL 34475-1584
Document Number	0068431857
Book / Page	006843 / 001857
Instrument Date	Aug 15, 2018
Instrument	96823
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NW 59TH ST OCALA FL 344751584, OCALA, FL 34475-1584

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,465.00 (+12.26%) Homeowner's exemption	$330,245 (+5.95%)	$694,412 (+2.53%) Land $212,755 Building $481,657
2023	$4,868.00 (+311.15%) Homeowner's exemption	$311,712 (+285.92%) Land $212,755 Building $98,957	$677,269 (+79.92%) Land $212,755 Building $464,514
2022	$1,184.00 Homeowner's exemption	$80,771	$376,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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