654 Northern Ave, Mill Valley, CA 94941 Property Records

Marin County property record for 654 Northern Ave, Mill Valley, CA 94941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,139 sqft · built 1979
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Company Names on File
Last Sale	$630,000 (Oct 1998)
Tax Bill	$17,803 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-112-14`

Property Details

APN / Parcel Number

Primary APN	`049-112-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,139 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	510 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 NORTHERN AVE
City	MILL VALLEY
State	CA
Zip	94941-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 7 LOT 7,8
Legal Subdivision	LITTLE CITY FARMS 03
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	MARIN CA
Township / Civil Division	SOUTHEAST MARIN
Census Block Group	2
Census Block	2002
Census Tract	128100

Owner

Source: Marin County records · APN 049-112-14

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	654 NORTHERN AVE, MILL VALLEY, CA 94941-3933
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 1998 · Amount on Record
Deed Sale	Oct 20, 1998 · Amount on Record
Deed Document Number	199876974
Last Transfer Date	Jul 26, 2012
Transfer Doc	0000046500
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	654 NORTHERN AVE, MILL VALLEY, CA 94941-3933
Transaction Type	Mortgage
Record Updated	Feb 09, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NORTHERN AVE, MILL VALLEY, CA 94941-3933

Mortgage

Document Number	0000003392
Date	Jan 27, 2022
Instrument	2022-0003392

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Marin County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	Mill Valley Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,038,556 (+2%) Land $431,719 Building $606,837
2025	$17,803.00 (+7.12%) Homeowner's exemption	$1,018,193 (+7.26%) Land $423,254 Building $594,939
2023	$16,619.00 (+2.25%) Homeowner's exemption	$949,252 Land $406,822 Building $542,430
2022	$16,254.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Unwired.

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.