654 NE 4th St, Bend, OR 97701 Property Records

Deschutes County property record for 654 NE 4th St, Bend, OR 97701 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1947
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Aug 2024)
Tax Bill$2,303 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171233-CB-05800

Property Details

APN / Parcel Number

Primary APN171233-CB-05800
Alternative APNs
  • R1001171233CB05800
  • 105546

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area992 sqft Living Area
Gross Area1,312 sqft
1st Floor Area992 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage Area320 sqft
Deck Area320 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account Number105546
Street Address654 NE 4TH ST
CityBEND
StateOR
Zip97701-4707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTER ADDITION TO BEND BLOCK 26 LOT PT.1.&.2
Legal Range12
Legal Township17
Legal Section33
Legal SubdivisionCENTER ADDITION TO BEND
Legal Block26
Legal Lot Number1&2
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1069
Census Tract1602

Owner

Source: Deschutes County records · APN 171233-CB-05800

Assessment roll updated November 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 NE 4TH ST, BEND, OR 97701-4707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Jun 29, 2017Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2024 · Amount on Record
Deed SaleAug 06, 2024 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Document Number202420120
Prior Transfer DateAug 05, 2009
Prior Transfer Doc0000037751
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Recording DateAug 03, 2026
Property Address654 NE 4TH ST, BEND, OR 97701-4707
Document Number0000022987
Instrument DateJul 29, 2026
Instrument202622987
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 SANBORN RD, WHITE SALMON, WA 98672-8221

Mortgage

Document Number0000022987,
DateAug 03, 2026
Instrument202622987
Lender
NameCOLUMBIA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 29, 2056
Interest
Rate6.43%
Max Rate-1%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 29, 2017
Property Address654 NE 4TH ST, BEND, OR 97701-4707
Document Number0000025154
Instrument DateJun 26, 2017
Instrument25154
Transaction TypeTransfer
Record UpdatedJul 06, 2017
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$324.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6110 SW 150TH AVE BEAVERTON OR 970073619, BEAVERTON, OR 97007-3619

Mortgage

Document Number25155
DateJun 29, 2017
Instrument25155
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 28, 2032

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,303.00 (+3.93%)$136,330 (+3%)$455,930 (+1.48%) Land $228,290 Building $227,640
2024$2,216.00 (+7.89%)$132,360 (+3%)$449,300 (-) Land $228,290 Building $221,010
2023$2,054.00$128,510$449,300 Land $228,290 Building $221,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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