654 NE 193rd Ter, Miami, FL 33179 Property Records

Miami-Dade County property record for 654 NE 193rd Ter, Miami, FL 33179

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,105 sqft · built 2013
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,200 (Aug 2013)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`30-2206-060-6250`

Property Details

APN / Parcel Number

Primary APN	`30-2206-060-6250`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	2,512 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	3,300 sqft (0.076 acres)

Location & Zoning

Street Address	654 NE 193RD TER
City	MIAMI
State	FL
Zip	33179-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9400
Legal Description	CHAMPION LAKES PB 169-071 T-21831 LOT 6 BLK 41 LOT SIZE 3300SQ FT ML FAU 30 2206 000 0010 & 30 2206 043 0030
Legal Range	42E
Legal Township	52S
Legal Section	06
Legal Subdivision	CHAMPION LAKES
Legal Block	41
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2006
Census Tract	9812

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 NE 193RD TER, MIAMI, FL 33179-3982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
May 31, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2013 · Amount on Record
Deed Sale	Aug 19, 2013 · Amount on Record
Deed Document Number	2013652895
Deed Book / Page	28778 / 3006
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	654 NE 193RD TER, MIAMI, FL 33179-3982
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NE 193RD TER, MIAMI, FL 33179-3982

Mortgage

Document Number	0000033132
Date	Jan 18, 2023
Book Page	33544/4796
Instrument	2023R0033132

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	654 NE 193RD TER, MIAMI, FL 33179-3982
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 NE 193RD TER, MIAMI, FL 33179-3982

Mortgage

Document Number	0000143433
Date	Feb 16, 2022
Book Page	33025/4310
Instrument	2022R0143433

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	654 NE 193RD TER, MIAMI, FL 33179-3982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319410
Date	May 31, 2018
Book Page	30995/0887
Instrument	2018R0319410

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35211

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 27, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	654 NE 193RD TER, MIAMI, FL 33179-3982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256352
Date	Apr 30, 2020
Book Page	31917/1385
Instrument	2020R0256352

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,230.00 (+5.29%) Homeowner's exemption	$315,506 (+5.99%)	$522,622 (+1.57%) Land $148,500 Building $374,122
2023	$5,917.00 (+3.34%) Homeowner's exemption	$297,685 (+3%)	$514,529 (+28.81%) Land $132,000 Building $382,529
2022	$5,726.00 Homeowner's exemption	$289,015	$399,454 Land $75,900 Building $323,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 423 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	423 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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