654 N Walnut St, Celina, OH 45822 Property Records

Mercer County property record for 654 N Walnut St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,764 sqft · built 1900
Lot Size0.286 acres (12,456 sqft)
Owner2 Individual Names on Record
Last Sale$137,200 (Sep 2017)
Tax Bill$2,942 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN27-279400.0000

Property Details

APN / Parcel Number

Primary APN27-279400.0000
Alternative APN
  • 05-36-478-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Basement Area848 sqft
Finished Basement848 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area12,456 sqft (0.286 acres)
Lot Dimensions173 ft deep x 72 ft wide

Location & Zoning

Street Address654 N WALNUT ST
CityCELINA
StateOH
Zip45822-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUT LOTS NORTH OF CELINA O L 8 PT LOT#: 8
Legal Lot Number8
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1035
Census Tract967400

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 N WALNUT ST, CELINA, OH 45822-1452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2017Survivorship Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
May 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2017 · Amount on Record
Deed SaleSep 20, 2017 · Amount on Record
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number20174352
Record UpdatedSep 20, 2026

September 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateSep 20, 2017
Property Address654 N WALNUT ST, CELINA, OH 45822-1452
Document Number201700004352
Instrument DateSep 18, 2017
Instrument201700004352
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address654 N WALNUT ST, CELINA, OH 45822-1452

Mortgage

Document Number201700004353
DateSep 20, 2017
Instrument201700004353
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateMay 15, 2017
Property Address654 N WALNUT ST, CELINA, OH 45822-1452
Document Number201700002204
Instrument DateMay 15, 2017
Instrument201700002204
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address654 N WALNUT ST, CELINA, OH 45822-1452

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,942.00$72,730 (-) Land $9,450 Building $63,280
2024$2,942.00 (+0.24%)$72,730 (-) Land $9,450 Building $63,280
2023$2,935.00 (+34.08%)$72,730 (+53.34%) Land $9,450 Building $63,280$207,800 (+53.36%) Land $27,000 Building $180,800
2022$2,189.00$47,430 Land $5,530 Building $41,900
2020$135,500 Land $15,800 Building $119,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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