654 N Ramah Hwy, Yoder, CO 80864 Property Records

El Paso County property record for 654 N Ramah Hwy, Yoder, CO 80864

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1.75 ba · 1,984 sqft · built 2025
Lot Size	38.5 acres (1,680,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,000 (Feb 2026)
Tax Bill	$20 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04000-00-354`

Property Details

APN / Parcel Number

Primary APN	`04000-00-354`
Alternative APNs	`R0400000354` `400000354`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,984 sqft Gross Area
Elevator	Elevator

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Lot Area	1,680,545 sqft
View / Lot	Rural

Location & Zoning

Account Number	R0400000354
Street Address	RAMAH HWY
City	YODER
State	CO
Zip	80864
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	A-35
Legal Description	TR OF LAND IN THE SE4 SEC 7-14-60 DESC AS FOLS: COM AT THE E4 COR OF SD SEC 7, TH S89-06-10W 30.00 FT ALG THE N LN OF THE SE4 OF SD SEC 7, TH S01-33-42E 30 FT W OF AND PARA TO THE E LN OF SD SE4 OF SD SEC 7, 1291.92 FT TO THE POB; TH S01-33-42E 645.9
Legal Subdivision	LAND SURVEY PLAT
Jurisdiction	EL PASO CO
Township / Civil Division	SOUTHEASTERN EL PASO
Census Block Group	3
Census Block	3058
Census Tract	4602

Owner

Source: El Paso County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 N RAMAH HWY, YODER, CO 80864-9718
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage · Construction Mortgage PFG FUND VI LLC
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 19, 2025	Quit Claim Deed, Transfer HOMESTAR TITLE, HOMESMART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	202614430
Prior Transfer Date	Nov 17, 2025
Prior Transfer Doc	0000101179
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	654 N RAMAH HWY, YODER, CO 80864-9718
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 S JOSEPHINE ST 503, 503, DENVER, CO 80210-4457

Mortgage

Document Number	0000027830
Date	Apr 4, 2025
Instrument	225027830

Lender

Name	PFG FUND VI LLC
Address	WHEAT RIDGE, CO 80033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Feb 17, 2026
Property Address	654 N RAMAH HWY, YODER, CO 80864-9718
Document Number	0000014430
Instrument Date	Feb 6, 2026
Instrument	226014430
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 N RAMAH HWY, YODER, CO 80864-9718

Mortgage

Document Number	0000014431
Date	Feb 17, 2026
Instrument	226014431

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL PASO CO
Recording Date	Nov 19, 2025
Property Address	654 N RAMAH HWY, YODER, CO 80864-9718
Document Number	0000101179
Instrument Date	Nov 17, 2025
Instrument	225101179
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	HOMESTAR TITLE, HOMESMART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 JASMINE ST # 503, 503, DENVER, CO 80220-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 S JOSEPHINE ST APT 503, 503, DENVER, CO 80210-4457

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Miami-Yoder School District 60-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,750 (+6,434.09%)	$403,632 (+24,632.35%)
2025	$20.00 (+25%)	$440	$1,632
2024	$16.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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