654 N 9th St, Albemarle, NC 28001 Property Records

Stanly County property record for 654 N 9th St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,581 sqft · built 1997
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Sep 2025)
Tax Bill	$6,462 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`654802682109`

Property Details

APN / Parcel Number

Primary APN	`654802682109`
Alternative APNs	`1534320` `1551629` `1552445` `3714`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,581 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	215 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	67 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1552445
Street Address	654 N 9TH ST
City	ALBEMARLE
State	NC
Zip	28001-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 654 N 9TH ST LTS 7/8 654807186
Legal Subdivision	FOREST HILLS
Legal Lot Number	7
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1012
Census Tract	931204

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24221 RIDGECREST RD, LOCUST, NC 28097-8360
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Jun 9, 2021	Warranty Deed, Transfer
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2025480751
Deed Book / Page	1893 / 813
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 5, 2025
Property Address	654 N 9TH ST, ALBEMARLE, NC 28001-4224
Document Number	0000480751
Book / Page	1893 / 813
Map Reference	MB 2 PG 195
Instrument Date	Sep 3, 2025
Instrument	480751
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4724 OLD PINEVILLE RDF, CHARLOTTE, NC 28217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24221 RIDGECREST RD, LOCUST, NC 28097-8360

Mortgage

Document Number	0000480752
Date	Sep 5, 2025
Instrument	480752

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 9, 2021
Property Address	654 N 9TH ST, ALBEMARLE, NC 28001-4224
Document Number	0000433933
Book / Page	1745 / 105
Map Reference	MB 2 PG 195
Instrument Date	May 26, 2021
Instrument	433933
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1847 S GRANDVIEW AVE, DUBUQUE, IA 52003-7920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 9TH ST, ALBEMARLE, NC 28001-4224

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 7, 2019
Property Address	654 N 9TH ST, ALBEMARLE, NC 28001-4224
Document Number	0000410158
Book / Page	001672 / 000108
Instrument Date	Jun 3, 2019
Instrument	410158
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 N 9TH ST ALBEMARLE NC 280014224, ALBEMARLE, NC 28001-4224

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,462.00	$576,965 (-) Land $40,249 Building $536,716	$576,965 (-) Land $40,249 Building $536,716
2025	$6,462.00 (+27.2%)	$576,965 (+38.54%) Land $40,249 Building $536,716	$576,965 (+38.54%) Land $40,249 Building $536,716
2023	$5,080.00	$416,453 Land $27,442 Building $389,011	$416,453 Land $27,442 Building $389,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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