654 N 2560 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 654 N 2560 E, Spanish Fork, UT 84660

Property Summary

Property Type	Townhouse
Details	4 bd · 2.25 ba · 1,670 sqft · built 2020
Lot Size	0.024 acres (1,035 sqft)
Owner	2 Individual Names on File
Last Sale	$456,190 (May 2026)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-700-0030`

Property Details

APN / Parcel Number

Primary APN	`45-700-0030`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,673 sqft
Basement Area	621 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	1,035 sqft (0.024 acres)
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Raised Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 N 2560 E
City	SPANISH FORK
State	UT
Zip	84660-6264
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 30, LEGACY TOWNHOMES PHASE 1 SUB AREA 0.024 AC.
Legal Subdivision	LEGACY TOWNHOMES PHASE 1 SUB
Legal Phase	1
Legal Lot Number	30
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1019
Census Tract	10308

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 N 2560 E, SPANISH FORK, UT 84660-6264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FEDERAL CREDIT UNION
Jul 7, 2023	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	202644807
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 29, 2026
Property Address	654 N 2560 E, SPANISH FORK, UT 84660-6264
Document Number	0000044807
Instrument Date	May 28, 2026
Instrument	202644807
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 N 2560 E, SPANISH FORK, UT 84660-6264

Mortgage

Document Number	0000044842,
Date	May 29, 2026
Instrument	202644842

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 7, 2023
Property Address	654 N 2560 E, SPANISH FORK, UT 84660-6264
Document Number	0000044187
Instrument Date	Jul 7, 2023
Instrument	44187:2023
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	METRO NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 2560 E, SPANISH FORK, UT 84660-6264

Mortgage

Document Number	0000044204
Date	Jul 7, 2023
Instrument	44204:2023

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,815 (+0.15%)	$403,300 (+0.15%) Land $62,700 Building $340,600
2025	$2,133.00 (-1.02%)	$221,485 (+6.9%)	$402,700 (+6.9%) Land $59,200 Building $343,500
2024	$2,155.00 (+7.37%)
2023	$2,007.00 (-0.99%)	$207,185 (+0.96%)	$376,700 (+0.96%) Land $55,400 Building $321,300
2022	$2,027.00	$205,205	$373,100 Land $58,100 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: LICT, Lumen Technologies, Spanish Fork City.

Nearby Properties on N 2560 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures