654 N 200 E, American Fork, UT 84003 Property Records

Utah County property record for 654 N 200 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,720 sqft · built 2020
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$1,580,040 (Jan 2026)
Tax Bill	$8,540 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-070-0011`

Property Details

APN / Parcel Number

Primary APN	`02-070-0011`
Alternative APN	`002468`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,720 sqft Living Area
Gross Area	8,413 sqft
1st Floor Area	1,266 sqft
Basement Area	2,973 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	814 sqft
Deck Area	Deck Area
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002468
Street Address	654 N 200 E
City	AMERICAN FORK
State	UT
Zip	84003-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 280.50 FT FR NW COR OF BLK 58, PLAT A, AMERICAN FORK CITY SURVEY BUILDING LOTS; E 237.60 FT; S 83 FT; W 237.60 FT; N 83 FT TO BEG. AREA .45 ACRES.
Legal Block	58
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3008
Census Tract	10700

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	654 N 200 E, AMERICAN FORK, UT 84003-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2020	Intrafamily Transfer, Transfer · Construction Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Mar 7, 2025 · Amount on Record
Deed Document Number	2026291
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	0000054198
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	654 N 200 E, AMERICAN FORK, UT 84003-1214
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130784
Date	Jul 27, 2021
Instrument	130784:2021

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	654 N 200 E, AMERICAN FORK, UT 84003-1214
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 W OAK HILL DR, ALPINE, UT 84004-2046

Mortgage

Document Number	0000000302
Date	Jan 2, 2026
Instrument	302:2026

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 2, 2026
Property Address	654 N 200 E, AMERICAN FORK, UT 84003-1214
Document Number	0000000291
Instrument Date	Dec 31, 2025
Instrument	291:2026
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	INWEST TITLE SERVICES INC-LOGAN, INWEST TITLE SVCS INC LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 200 E, AMERICAN FORK, UT 84003-1214

Mortgage

Document Number	0000000302
Date	Jan 2, 2026
Instrument	302:2026

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 24, 2020
Property Address	654 N 200 E, AMERICAN FORK, UT 84003-1214
Document Number	0000054198
Instrument Date	Apr 20, 2020
Instrument	54198:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UNION TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 N 200 E, AMERICAN FORK, UT 84003-1214

Mortgage

Document Number	0000054199
Date	Apr 24, 2020
Instrument	54199:2020

Lender

Name	CENTRAL BANK
Type	Bank
Address	AMERICAN FORK, UT 84003

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,140 (-38.89%)	$1,974,800 (+11.11%) Land $229,100 Building $1,745,700
2025	$8,540.00 (+0.01%)	$1,777,300 (+128.81%) Land $229,100 Building $1,548,200	$1,777,300 (+25.84%) Land $229,100 Building $1,548,200
2024	$8,539.00 (+29.52%)
2023	$6,593.00 (+9.17%)	$776,765	$1,412,300 Land $218,200 Building $1,194,100
2022	$6,039.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
LICT DSL · Fiber in parts of the area	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Boston Omaha.

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