654 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 654 N 12th St, Reading, PA 19604

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,606 sqft · built 1910
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$30,329 (Apr 2022)
Tax Bill	$948 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-54-13-5976`

Property Details

APN / Parcel Number

Primary APN	`5317-54-13-5976`
Alternative APNs	`12-5317-54-13-5976` `12189625` `189625`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,606 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12189625
Street Address	654 N 12TH ST
City	READING
State	PA
Zip	19604-2622
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2006
Census Tract	1500

Owner

654 N 12th St, a residential property, is owned by a company that bought it in April 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	1142 OLEY ST, READING, PA 19604-2540
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Aug 10, 2010 · Amount on File
Deed Document Number	202213838
Prior Transfer Date	Nov 1, 2001
Prior Transfer Doc	0000062065
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 4, 2022
Property Address	654 N 12TH ST, READING, PA 19604-2622
Document Number	0000013838
Instrument Date	Apr 1, 2022
Instrument	2022013838
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Tax	$303.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 OLEY ST, READING, PA 19604-2540

Mortgage

Document Number	0000013839
Date	Apr 4, 2022
Instrument	2022013839

Lender

Name	STANLEY WILDER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	97 Months
Due	May 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 654 N 12th St was $948.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$948.00	$33,600 Land $11,800 Building $21,800	$11,800 Land $11,800
2024	$889.00	$33,600 Land $11,800 Building $21,800
1994			$33,600 Land $11,800 Building $21,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 12th St

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