654 Millikens Bend, Covington, LA 70433 Property Records

St. Tammany Parish property record for 654 Millikens Bend, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,155 sqft · built 2013
Owner	Individual Name on Record
Last Sale	$635,000 (Sep 2020)
Tax Bill	$6,121 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2018 Mortgage + 1 more
APN	`104-813-1940`

Property Details

APN / Parcel Number

Primary APN	`104-813-1940`
Alternative APN	`11426`

Interior

Building Area	3,155 sqft Living Area

Exterior

Year Built	Built 2013
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	654 MILLIKENS BND
City	COVINGTON
State	LA
Zip	70433-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT82 PH2B
Legal Subdivision	NATCHEZ TRACE
Legal Phase	2B
Legal Lot Number	82
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2030
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	654 MILLIKENS BND, COVINGTON, LA 70433-4528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · ARM WHITNEY BANK
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Sep 22, 2020	Cash Sale Deed, Transfer STONE TITLE, STONE TITLE INSURANCE OF LA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	2227937
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	654 MILLIKENS BND, COVINGTON, LA 70433-4528
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	STEAM TITLE, TEAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002072603
Date	Aug 3, 2017
Instrument	2072603

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	654 MILLIKENS BND, COVINGTON, LA 70433-4528
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002122228
Date	Aug 1, 2018
Instrument	2122228

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 22, 2020
Property Address	654 MILLIKENS BND, COVINGTON, LA 70433-4528
Document Number	0002227937
Map Reference	MAP FILE 5070
Instrument Date	Sep 21, 2020
Instrument	2227937
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	STONE TITLE, STONE TITLE INSURANCE OF LA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 WAX MYRTLE LN, COVINGTON, LA 70433-4577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 MILLIKENS BND, COVINGTON, LA 70433-4528

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,121.00 (-2.42%) Homeowner's exemption	$59,963 (-) Land $9,500 Building $50,463	$599,633 (-) Land $95,000 Building $504,633
2024	$6,273.00 (+1.47%) Homeowner's exemption	$59,963 (+8.64%) Land $9,500 Building $50,463	$599,633 (+8.64%) Land $95,000 Building $504,633
2023	$6,182.00 Homeowner's exemption	$55,195 (-) Land $9,500 Building $45,695	$551,950 (-2.65%) Land $95,000 Building $456,950
2022	$6,182.00 Homeowner's exemption	$55,195 Land $9,500 Building $45,695	$566,950 Land $110,000 Building $456,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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