654 Millbridge Dr, Panama City Beach, FL 32413 Property Records

Bay County property record for 654 Millbridge Dr, Panama City Beach, FL 32413

Property Summary

Property Type	Vacant Land
Lot Size	0.137 acres (5,967 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Dec 2025)
Deeds & Mortgages	Dec 2025 Sale
APN	`32717-300-024`

Property Details

APN / Parcel Number

Primary APN	`32717-300-024`

Exterior

Lot Area	5,967 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	654 MILLBRIDGE DR
City	PANAMA CITY BEACH
State	FL
Zip	32413-2223
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BC02
Legal Description	WARD CREEK PH 2A LOT 12
Legal Subdivision	WARD CREEK PHASE 2A
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	SOUTHPORT
Census Block Group	2
Census Block	2045
Census Tract	204

Owner

Source: Bay County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Deed Document Number	202569482
Deed Book / Page	4978 / 1122
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 1, 2025
Property Address	654 MILLBRIDGE DR, PANAMA CITY BEACH, FL 32413-2223
Document Number	0049781122
Book / Page	4978 / 1122
Map Reference	MB 32 PG 5-13
Instrument Date	Nov 25, 2025
Instrument	2025069482
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	WATERSOUND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 N RICHARD JACKSON BLVD STE 200, 200, PANAMA CITY BEACH, FL 32407-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$16,056 Land $16,056	$16,056 Land $16,056

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 232 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	293 units insured incl. 61 condo units
Nearby Flood Claims	10 (1995–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.