654 McClellan Ave, Trenton, NJ 08610 Property Records

Mercer County and Hamilton Township property record for 654 McClellan Ave, Trenton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 1955
Lot Size	0.279 acres (12,162 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2018)
Tax Bill	$5,855 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-02389-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`03-02389-0000-00024`
Alternative APNs	`0300641000000048` `030238900024`

Interior

Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	12,162 sqft (0.279 acres)
Lot Dimensions	128 ft deep x 95 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300641000000048
Street Address	654 MCCLELLAN AVE
City	TRENTON
State	NJ
Zip	08610-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	23,07232-V
Legal Block	2389
Legal Lot Number	24
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2001
Census Tract	2500

Owner

654 McClellan Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 13, 2018	Deed, Transfer · Conventional Mortgage SANTANDER BANK NA
Dec 29, 2017	Grant Deed, Transfer PREMIER SERVICES ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201834286
Deed Book / Page	6337 / 378
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047451
Date	Dec 30, 2025
Book Page	12012/897
Instrument	2025047451

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	EQUITY ONE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039355
Date	Jun 30, 2021
Book Page	11633/790
Instrument	2021039355

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626

Mortgage

Document Number	0000036978
Date	Aug 4, 2022
Book Page	11756/1204
Instrument	2022036978

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626

Mortgage

Document Number	0000005706
Date	Feb 21, 2024
Book Page	11860/99
Instrument	2024005706

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Aug 13, 2018
Property Address	654 MCCLELLAN AVE, HAMILTON, NJ 08610-5626
Document Number	0000034286
Book / Page	06337 / 0378
Instrument Date	Aug 10, 2018
Instrument	2018034286
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 MCCLELLAN AVE, 654, TRENTON, NJ 08610-5626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 MCCLELLAN AVE, TRENTON, NJ 08610-5626

Mortgage

Document Number	0000034287
Date	Aug 13, 2018
Book Page	11359/1764
Instrument	2018034287

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Dec 29, 2017
Property Address	654 MCCLELLAN AVE, HAMILTON, NJ 08610-5626
Document Number	0000058978
Book / Page	006312 / 000015
Instrument Date	Dec 11, 2017
Instrument	58978
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	PREMIER SERVICES ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$107.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 MCCLELLAN AVE HAMILTON NJ 086105626, HAMILTON, NJ 08610-5626

Tax Assessment & Valuation

The 2025 property tax bill for 654 McClellan Ave was $5,855, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,900 (-) Land $38,200 Building $119,700	$157,900 (-) Land $38,200 Building $119,700
2025	$5,855.00 (+5.23%)	$157,900 Land $38,200 Building $119,700	$157,900 Land $38,200 Building $119,700
2024	$5,564.00
2023		$157,900 Land $38,200 Building $119,700	$157,900 Land $38,200 Building $119,700
2022	$5,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 McClellan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 McClellan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, Xfinity.

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