Cavendish Town property record for 654 Main St, Chester, VT 05143
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,342 sqft · built 1890 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,530 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | (041) 1V20-027 |
| Primary APN | (041) 1V20-027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood Siding |
| Foundation Type | Earth |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 654 MAIN ST |
|---|---|
| City | CHESTER |
| State | VT |
| Zip | 05143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DWELLING AND LAND |
| Jurisdiction | CAVENDISH VT |
| Township / Civil Division | CAVENDISH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 966200 |
654 Main St is owned by two individuals who acquired it in June 2018.
Source: Cavendish Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BARTLETT CMNS, YAPHANK, NY 11980-2002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2018 |
| Transfer Doc | 0798256768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAVENDISH VT |
| Recording Date | Sep 25, 2018 |
| Property Address | 654 MAIN ST, CHESTER, VT 05143 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 MAIN ST PROCTORSVILLE VT 051534400, PROCTORSVILLE, VT 05153-4400 |
The 2025 property tax bill for 654 Main St was $2,530, down 32% from the year before.
Source: Cavendish Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Cavendish Town |
| Unified School District | Green Mountain Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,530.00 (-32.03%) | $127,500 Land $14,000 Building $113,500 |
| 2024 | $3,722.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 654 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Nearby Flood Policies | 33 units insured incl. 8 condo units |
| Nearby Flood Claims | 32 (1980–2023) |
| Claims Outside the SFHA | 6 of 32 |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Vermont |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAVENDISH TOWN WATER SYSTEM serves 950 people · EPA ID VT0005317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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