654 Luthardt Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 654 Luthardt Rd, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,028 sqft · built 2004
Lot Size0.037 acres (1,620 sqft)
OwnerIndividual Name on File
Last Sale$95,600 (Apr 2018)
Tax Bill$3,388 (2024)
Deeds & MortgagesOct 2019 Transfer
Apr 2018 Sale & Mortgage
APN15-1800010087

Property Details

APN / Parcel Number

Primary APN15-1800010087
Alternative APN
  • 1800010087

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,028 sqft Living Area
1st Floor Area696 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,620 sqft (0.037 acres)
Lot Dimensions90 ft deep x 18 ft wide
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number1800010087
Street Address654 LUTHARDT RD
CityMIDDLE RIVER
StateMD
Zip21220-2380
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.0371 AC CARROLLWOOD MANOR
Legal SubdivisionCARROLLWOOD MANOR
Legal BlockR
Legal Lot Number18
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1016
Census Tract451803

Owner

654 Luthardt Rd, a townhouse, is owned and occupied by an individual who acquired it in August 2019.

Source: Baltimore County records, as of July 14, 2025

Owner of RecordIndividual Name on File
Mailing Address654 LUTHARDT RD, MIDDLE RIVER, MD 21220-2380
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 4, 2018Deed, Transfer · FHA Mortgage
HOWARD BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2018 · Amount on File
Deed SaleApr 4, 2018 · Amount on File
Prior SaleOct 13, 2015 · Amount on File
Deed Book / Page40108 / 459
Last Transfer DateAug 16, 2019
Transfer Doc0419330376
Record UpdatedJun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBALTIMORE MD
Recording DateOct 1, 2019
Property Address654 LUTHARDT RD, MIDDLE RIVER, MD 21220-2380
Document Number0419330376
Book / Page041933 / 000376
Instrument DateAug 16, 2019
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address654 LUTHARDT RD MIDDLE RIVER MD 212202380, MIDDLE RIVER, MD 21220-2380

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 4, 2018
Property Address654 LUTHARDT RD, MIDDLE RIVER, MD 21220-2380
Document Number0401080459
Book / Page0040108 / 459
Map ReferenceMB75 FO77
Instrument DateMar 5, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyGOLDSTAR TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 LUTHARDT RD, MIDDLE RIVER, MD 21220-2380

Mortgage

Document Number0040108463
DateApr 4, 2018
Instrument0040108/463
Lender
NameHOWARD BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$253,933$277,700 Land $70,000 Building $207,700
2024$3,388.00 (+116.9%)
2023$1,562.00$206,400 Land $70,000 Building $136,400$206,400 Land $70,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 654 Luthardt Rd; there have been 66 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Luthardt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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