654 Long Mountain Rd, Effort, PA 18330 Property Records

Monroe County property record for 654 Long Mountain Rd, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1988
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Nov 2021)
Tax Bill	$1,051 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.1.1.4-6`

Property Details

APN / Parcel Number

Primary APN	`13.1.1.4-6`
Alternative APN	`13622900918231`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick/Stone
Lot Area	71,003 sqft (1.63 acres)
Garage Area	576 sqft

Exterior Amenities

Deck Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft
Poultry House	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13622900918231
Street Address	654 LONG MOUNTAIN RD
City	EFFORT
State	PA
Zip	18330-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6
Legal Block	91
Legal Lot Number	6
Jurisdiction	MONROE PA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1000
Census Tract	301304

Owner

654 Long Mountain Rd is owned and occupied by an individual who bought it in November 2021.

Source: Monroe County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	654 LONG MOUNTAIN RD, EFFORT, PA 18330-7724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Feb 10, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	202138121
Deed Book / Page	2592 / 9305
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	Nov 3, 2021
Property Address	654 LONG MOUNTAIN RD, EFFORT, PA 18330-7724
Document Number	0000038121
Book / Page	2592 / 9305
Instrument Date	Oct 26, 2021
Instrument	202138121
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	HOME ABSTRACT AND SETTLEMENT SERVICES LLC, HOME ABSTRACT & STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 LONG MOUNTAIN RD, EFFORT, PA 18330-7724

Mortgage

Document Number	0000038122
Date	Nov 3, 2021
Instrument	202138122

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Feb 10, 2020
Property Address	654 LONG MOUNTAIN RD, EFFORT, PA 18330-7724
Document Number	0000003531
Book / Page	002544 / 001734
Instrument Date	Feb 7, 2020
Instrument	3531
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	E AND E SETTLEMENT INC, E & E SETTLEMENT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 LONG MOUNTAIN RD EFFORT PA 183307724, EFFORT, PA 18330-7724

Mortgage

Document Number	3532
Date	Feb 10, 2020
Book Page	002544/001738
Instrument	3532

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 654 Long Mountain Rd was $1,051.

Source: Monroe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Polk Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,051.00	$162,580 (-) Land $32,650 Building $129,930
2025	$1,051.00 (+40.7%)	$162,580 (-) Land $32,650 Building $129,930
2024	$747.00 (+19.52%)	$162,580 (-) Land $32,650 Building $129,930
2023	$625.00	$162,580 Land $32,650 Building $129,930
2019			$162,580 Land $32,650 Building $129,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 654 Long Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Long Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable · Fiber in parts of the area	2,000 / 40
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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