654 Lockesley Ter, Charlottesville, VA 22903 Property Records

Albemarle County property record for 654 Lockesley Ter, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1974
Lot Size	0.036 acres (1,607 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2021)
Tax Bill	$2,549 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076P0-02-0A-00300`

Property Details

APN / Parcel Number

Primary APN	`076P0-02-0A-00300`
Alternative APN	`31745`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,607 sqft (0.036 acres)
View / Lot	Proximity to Airport
Porch	Slab
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	654 LOCKESLEY TER
City	CHARLOTTESVILLE
State	VA
Zip	22903-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	SHERWOOD MANOR 3 A 3
Legal Subdivision	SHERWOOD MANOR
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	4
Census Block	4001
Census Tract	11302

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	654 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 21, 2017	Grant Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	20213549
Deed Book / Page	5489 / 47
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 1, 2021
Property Address	654 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501
Document Number	5489/47
Book / Page	5489 / 47
Map Reference	MB 540 PG 146
Instrument Date	Feb 16, 2021
Instrument	2021-00003549
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	654 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501

Mortgage

Document Number	202100003550
Date	Mar 1, 2021
Instrument	2021-00003550

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 21, 2017
Property Address	654 LOCKESLEY TER, CHARLOTTESVILLE, VA 22903-6501
Document Number	0000009633
Book / Page	004949 / 000149
Instrument Date	Jul 31, 2017
Instrument	9633
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 LOCKESLEY TER CHARLOTTESVILLE VA 229036501, CHARLOTTESVILLE, VA 22903-6501

Mortgage

Document Number	9635
Date	Aug 21, 2017
Book Page	004949/000156
Instrument	9635

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,549.00 (-2.07%)	$285,100 (-2.09%) Land $97,000 Building $188,100	$285,100 (-2.09%) Land $97,000 Building $188,100
2025	$2,603.00 (+11.57%)	$291,200 (+6.59%) Land $92,500 Building $198,700	$291,200 (+6.59%) Land $92,500 Building $198,700
2023	$2,333.00	$273,200 Land $85,000 Building $188,200	$273,200 Land $85,000 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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