654 Lake St, Lake, MI 48632 Property Records

Clare County property record for 654 Lake St, Lake, MI 48632

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,020 sqft · built 1965
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Dec 2018)
Tax Bill$1,296 (2025)
Flood ZoneZone X (minimal risk)
APN010-008-100-13

Property Details

APN / Parcel Number

Primary APN010-008-100-13

Interior

Full Baths1 Bath
Building Area1,020 sqft Building Perimeter
1st Floor Area1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleModular
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions150 ft deep x 66 ft wide
Garage Area384 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address654 LAKE ST
CityLAKE
StateMI
Zip48632-8719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT18N R5W SEC 8 654 LAKE ST BEG N02 DEG 56'27"E 65.10 FT FROM NW COR OF PLAT OF FAIRVIEW TH CONT N02 DEG 56'27"E 65.74 FT TH S
Legal Range05W
Legal Township18N
Legal Section08
JurisdictionCLARE MI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1039
Census Tract300

Owner

Source: Clare County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3543 LAKEVIEW AVE, MONROE, MI 48162-4531
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2018 · Amount on Record
Deed SaleDec 17, 2018 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Clare County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyClare County
County SubdivisionLincoln Township
Unified School DistrictFarwell Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,700 (-6.75%) Land $5,400 Building $33,300$77,400 (-6.75%) Land $10,800 Building $66,600
2025$1,296.00$41,500 Land $5,400 Building $36,100$83,000 Land $10,800 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake St

Nearby Streets

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