654 Lady Bug Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 654 Lady Bug Ln, San Marcos, CA 92069 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,262 sqft · built 1987
Lot Size4.31 acres (188,179 sqft)
OwnerCompany Name on File
Last Sale$4,250,000 (Nov 2021)
Tax Bill$12,741 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN178-170-46-00

Property Details

APN / Parcel Number

Primary APN178-170-46-00
Alternative APN
  • 1781702800

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,262 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area188,179 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1781702800
Street Address654 LADY BUG LN
CitySAN MARCOS
StateCA
Zip92069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 PAR E PER DOC06-0486515 IN PARS 4& TR PM10289
Legal SubdivisionPARCEL MAP 10289
Legal Tract1010289
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1012
Census Tract19208

Owner

Source: San Diego County records · APN 178-170-46-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12561 STATE ROUTE 44, MANTUA, OH 44255-9612
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Deed of Trust, Mortgage · Commercial Mortgage
FARM CREDIT MID AMERICA FLCA
May 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SERVICES MID-AMERICA
Nov 05, 2021Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2021 · Amount on Record
Deed SaleNov 05, 2021 · Amount on Record
Deed Document Number2021771599
Prior Transfer DateSep 16, 2014
Prior Transfer Doc0000418267
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address654 LADY BUG LN, SAN MARCOS, CA 92069
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12561 STATE ROUTE 44, MANTUA, OH 44255-9612

Mortgage

Document Number0000058889
DateMar 03, 2026
Instrument2026-0058889
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40299
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 07, 2026
Property Address654 LADY BUG LN, SAN MARCOS, CA 92069
Document Number0000131668
Instrument DateMar 02, 2026
Instrument2026131668
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address12561 STATE ROUTE 44, MANTUA, OH 44255-9612

Mortgage

Document Number0000131668,
DateMay 07, 2026
Instrument2026131668
Lender
NameFARM CREDIT SERVICES MID-AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.1%
Max Rate-1%

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 05, 2021
Property Address654 LADY BUG LN, SAN MARCOS, CA 92069
Document Number0000771599
Instrument DateOct 28, 2021
Instrument2021-0771599
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12561 STATE ROUTE 44, MANTUA, OH 44255-9612

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,127,892 (+2%) Land $586,676 Building $541,216
2025$12,741.00 (+5.53%)$1,105,777 (+4.04%) Land $575,173 Building $530,604
2024$12,073.00 (+1.86%)
2023$11,852.00 (+1.36%)$1,062,840 Land $552,840 Building $510,000
2022$11,693.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 36% of California
Wildfire LikelihoodAbout 1 in 532 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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