Valley County property record for 654 Koski Dr, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,292 sqft · built 2003 |
| Lot Size | 0.303 acres (13,203 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $616,100 (Aug 2026) |
| Tax Bill | $4,126 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPM04880040020 |
| Primary APN | RPM04880040020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| 1st Floor Area | 2,292 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,203 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Propane |
| Street Address | 654 KOSKI DR |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE WOODLANDS NO 2 SUBDIVISION LOT 2 BLOCK 4 |
| Legal Subdivision | THE WOODLANDS NO 2 SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 4 |
| Census Block | 4106 |
| Census Tract | 970200 |
Source: Valley County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4321 N GRENADIER AVE, BOISE, ID 83713-6901 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 29, 2023 | Warranty Deed, Transfer NOT AVAILABLE, FLYING S T&E MCCALL |
| Aug 28, 2023 | Warranty Deed, Transfer NOT AVAILABLE, FLYING S T&E MCCALL |
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2023 |
| Deed Document Number | 20264307 |
| Transfer Doc | 0000306150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Aug 14, 2026 |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Document Number | 0000004307 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20264307 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4321 N GRENADIER AVE, BOISE, ID 83713-6901 |
| Document Number | 0000004308, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20264308 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000446090 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 446090 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000448820 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 448820 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000453120 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 453120 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Aug 29, 2023 |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Document Number | 0000458846 |
| Map Reference | DOC 274234 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 458846 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E MCCALL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4436, MCCALL, ID 83638-4436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Aug 28, 2023 |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Document Number | 0000458846 |
| Map Reference | DOC 274234 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 458846 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E MCCALL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4436, MCCALL, ID 83638-4436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jul 31, 2020 |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Document Number | 0000430791 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 430791 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | AMERITITLE CASCADE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4662, MCCALL, ID 83638-6662 |
| Document Number | 0000430792 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 430792 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jun 12, 2019 |
| Property Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Document Number | 0000421239 |
| Map Reference | DOC 274234 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 421239 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 KOSKI DR, MCCALL, ID 83638 |
| Document Number | 0000421240 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 421240 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | McCall City |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $779,216 (-9.06%) Land $196,140 Building $583,076 | $779,216 (-9.06%) Land $196,140 Building $583,076 | |
| 2025 | $4,126.00 (+7.76%) | $856,833 (+10.98%) Land $173,065 Building $683,768 | $856,833 (+10.98%) Land $173,065 Building $683,768 |
| 2024 | $3,829.00 (+55.15%) | ||
| 2023 | $2,468.00 (-1.75%) Homeowner's exemption | $772,032 Land $192,294 Building $579,738 | $772,032 Land $192,294 Building $579,738 |
| 2022 | $2,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · lower than 62% of Idaho |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCCALL serves 4,423 people · EPA ID ID4430033 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 |
| Monitoring and Reporting | 35 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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