654 Jepson Ln, Middletown, RI 02842 Property Records

Middletown Town property record for 654 Jepson Ln, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1938
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$124,000 (Sep 1993)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199400192`

Property Details

APN / Parcel Number

Primary APN	`199400192`
Alternative APN	`MIDD M:0117 B:00 L:4A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,421 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	199400192
Street Address	654 JEPSON LN
City	MIDDLETOWN
State	RI
Zip	02842-4669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	4A
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1024
Census Tract	40304

Owner

654 Jepson Ln is owner-occupied and held in a trust since August 2023.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	654 JEPSON LN, MIDDLETOWN, RI 02842-4669
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1993 · Amount on File
Deed Sale	Sep 2, 1993 · Amount on File
Deed Book / Page	321 / 229
Last Transfer Date	Aug 29, 2023
Transfer Doc	001809-124
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Sep 11, 2023
Property Address	654 JEPSON LN, MIDDLETOWN, RI 02842-4669
Document Number	001809-124
Book / Page	1809 / 124
Instrument Date	Aug 29, 2023
Instrument	1519
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 JEPSON LN, MIDDLETOWN, RI 02842-4669

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	654 JEPSON LN, MIDDLETOWN, RI 02842-4669
Document Number	1561-225
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 JEPSON LN MIDDLETOWN RI 028424669, MIDDLETOWN, RI 02842-4669

Mortgage

Document Number	1561-225
Date	Jun 22, 2018
Book Page	001561/000225
Instrument	1299

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 654 Jepson Ln was $5,001.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,001.00	$424,200 Land $243,600 Building $180,600	$551,067
2023	$3,451.00 (+4.73%)	$274,100 (-) Land $125,700 Building $148,400
2022	$3,295.00	$274,100 Land $125,700 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Jepson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Jepson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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