654 Ignacio St, Unit A, Grand Junction, CO 81505 Property Records

Mesa County property record for 654 Ignacio St, Unit A, Grand Junction, CO 81505

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,156 sqft · built 1999
Lot Size0.117 acres (5,090 sqft)
OwnerCompany Name on File
Last Sale$157,500 (Aug 2014)
Tax Bill$1,476 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Aug 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN2945-032-66-004

Property Details

APN / Parcel Number

Primary APN2945-032-66-004
Alternative APN
  • R053615

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,156 sqft Living Area
Gross Area1,596 sqft
1st Floor Area1,156 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,090 sqft (0.117 acres)
Garage TypeAttached
Garage Area440 sqft
PorchSlab
Porch Area102 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR053615
Street Address654 IGNACIO ST, A
CityGRAND JUNCTION
StateCO
Zip81505-1142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4A BLK 4 WESTWOOD RANCH SUBDIVISION FIL NO ONE A SEC 3 1S 1W & AN UND INT IN OPEN SPACE
Legal Range001
Legal Township01S
Legal Section03
Legal SubdivisionWESTWOOD RANCH SUBDIVISION
Legal Block4
Legal Lot Number4A
JurisdictionMESA CO
Township / Civil DivisionGRAND JUNCTION
Census Block Group3
Census Block3038
Census Tract1002

Owner

Source: Mesa County records · APN 2945-032-66-004

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address322 HEARTHSTONE CT, GRAND JUNCTION, CO 81507-4533
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2025Deed of Trust, Mortgage · Line of Credit
ALPINE BANK
Aug 18, 2020Deed of Trust, Mortgage · Line of Credit
ALPINE BANK
Jul 09, 2020Loan Modification, Mortgage · Conventional with PMI
W&V CALVER FAMILY TRUST (PT)
Jul 08, 2020Loan Modification, Mortgage · Conventional with PMI
W&V CALVER FAMILY TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2014 · Amount on Record
Deed SaleAug 11, 2014 · Amount on Record
Prior SaleSep 23, 2003 · Amount on Record
Deed Document Number20142698608
Deed Book / Page5630 / 674
Prior Transfer DateApr 09, 2014
Prior Transfer Doc0002687781
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address654 IGNACIO ST UNIT A, A, GRAND JUNCTION, CO 81505-1142
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003134084
DateAug 11, 2025
Instrument3134084
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 06, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address654 IGNACIO ST UNIT A, A, GRAND JUNCTION, CO 81505-1142
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002938447
DateAug 18, 2020
Instrument2938447
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMESA CO
Property Address654 IGNACIO ST UNIT A, A, GRAND JUNCTION, CO 81505-1142
Document Number0002932205
Instrument DateJul 09, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address654 IGNACIO ST #A GRAND JUNCTION CO 815051142, A, GRAND JUNCTION, CO 81505-1142

Mortgage

Document Number0002932205
DateJul 09, 2020
Instrument2932205
Lender
NameW&V CALVER FAMILY TRUST (PT)
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term84 Months
DueJul 08, 2027
Interest
Rate TypeFixed Rate
Rate4.5%

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMESA CO
Property Address654 IGNACIO ST UNIT A, A, GRAND JUNCTION, CO 81505-1142
Document Number0002932276
Instrument DateJul 08, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address654 IGNACIO ST #AB GRAND JUNCTION CO 815051142, AB, GRAND JUNCTION, CO 81505-1142

Mortgage

Document Number0002932276
DateJul 09, 2020
Instrument2932276
Lender
NameW&V CALVER FAMILY TRUST
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term84 Months
DueJul 08, 2027

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityGrand Junction City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,476.00 (+40.71%)$20,380 (+38.08%) Land $5,000 Building $15,380$326,030 (+48.01%) Land $80,000 Building $246,030
2024$1,049.00 (+0.58%)$14,760 (-) Land $5,360 Building $9,400
2023$1,043.00 (+0.29%)$14,760 (+2.29%) Land $5,360 Building $9,400$220,270 (+6.09%) Land $80,020 Building $140,250
2022$1,040.00$14,430 Land $3,820 Building $10,610
2021$207,630 Land $55,000 Building $152,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1983 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Clearnetworx, T-Mobile USA, Verizon.

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemUTE WCD
serves 92,580 people
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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