Garrett County property record for 654 Hutton Rd, Oakland, MD 21550
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 2,080 sqft · built 2019 |
| Lot Size | 3.85 acres (167,706 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000 (Aug 1995) |
| Tax Bill | $2,282 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 14-031944 |
| Primary APN | 14-031944 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,080 sqft Total Area |
| 1st Floor Area | 2,080 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Fire Resistance | Special |
| Lot Area | 167,706 sqft (3.85 acres) |
| Shed | 1 Shed |
| Shed Area | 1,600 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 031944 |
|---|---|
| Street Address | 652 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-5210 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | 3.85 AC W/S HUTTON RD HUTTON |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 602 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 652 HUTTON RD, OAKLAND, MD 21550-5210 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 1995 · Amount on Record |
| Deed Sale | Aug 16, 1995 · Amount on Record |
| Deed Document Number | 19959204 |
| Deed Book / Page | 658 / 842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Dec 28, 2023 |
| Property Address | 654 HUTTON RD, OAKLAND, MD 21550 |
| Document Number | 0025310287 |
| Book / Page | 2531 / 287 |
| Instrument Date | Dec 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | LAKE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 652 HUTTON RD, OAKLAND, MD 21550-5210 |
| Document Number | 0025310295 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 2531/295 |
| Name | FIRST EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | MORGANTOWN, WV 26508 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 22, 2048 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,282.00 (+355.49%) | $199,867 (+365.16%) | $255,600 (+459.3%) Land $30,700 Building $224,900 |
| 2023 | $501.00 | $42,967 | $45,700 Land $28,500 Building $17,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
5G (outdoors only) and 4G LTE
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