Coos County and Berlin City property record for 654 Howland St, Berlin, NH 03570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,113 sqft · built 1939 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Sep 2009) |
| Tax Bill | $3,132 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Nov 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13200011600000001 |
| Primary APN | 13200011600000001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| Gross Area | 2,572 sqft |
| Basement Area | 783 sqft |
| Unfinished Basement | 783 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13200011600000001 |
|---|---|
| Street Address | 654 HOWLAND ST |
| City | BERLIN |
| State | NH |
| Zip | 03570-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 116 |
| Jurisdiction | BERLIN CITY NH |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950600 |
Source: Coos County and Berlin City records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 HOWLAND ST, BERLIN, NH 03570-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NHFA |
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NHFA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on Record |
| Deed Sale | Sep 2, 2009 · Amount on Record |
| Deed Book / Page | 1286 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CITY NH |
| Property Address | 654 HOWLAND ST, BERLIN, NH 03570-3613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001633-606 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 1633/606 |
| Instrument | 2303412 |
| Name | NHFA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Sep 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CITY NH |
| Property Address | 654 HOWLAND ST, BERLIN, NH 03570-3613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001615-605 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 1615/605 |
| Instrument | 2205706 |
| Name | NHFA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Dec 1, 2024 |
Source: Coos County and Berlin City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Coos County |
| Municipality | Berlin City |
| Unified School District | Berlin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,132.00 (+20.14%) | $93,200 (-3.82%) Land $19,800 Building $73,400 | |
| 2023 | $2,607.00 (-1.29%) | $96,900 (-) Land $19,800 Building $77,100 | $142,880 |
| 2022 | $2,641.00 | $96,900 Land $19,800 Building $77,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER WORKS serves 9,575 people · EPA ID NH0231010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Netafy Fixed Wireless | 500 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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