654 Grenada Ln, Lusby, MD 20657 Property Records

Calvert County property record for 654 Grenada Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,028 sqft · built 1992
Lot Size	0.223 acres (9,750 sqft)
Owner	Company Name on Record
Last Sale	$237,300 (Feb 2026)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-080822`

Property Details

APN / Parcel Number

Primary APN	`01-080822`
Alternative APNs	`1080822` `080822`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,028 sqft Total Area
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.223 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	080822
Street Address	654 GRENADA LN
City	LUSBY
State	MD
Zip	20657-3799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 13 SEC 3-P CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	861004

Owner

Source: Calvert County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10369 DEMOCRACY LN, B, FAIRFAX, VA 22030-2552
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 26, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 13, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 3, 2026	Trustee's Deed, Foreclosure · Commercial Mortgage METRO RELOCATION SERVICES LLC
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
May 21, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Book / Page	6849 / 470
Prior Transfer Date	Jan 30, 2026
Prior Transfer Doc	0068490470
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 GRENADA LN, LUSBY, MD 20657-3799

Mortgage

Document Number	0062350202
Date	Mar 9, 2022
Book Page	6235/202

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 GRENADA LN, LUSBY, MD 20657-3799

Mortgage

Document Number	0063480305
Date	Sep 26, 2022
Book Page	6348/305

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 GRENADA LN, LUSBY, MD 20657-3799

Mortgage

Document Number	0064820322
Date	Sep 14, 2023
Book Page	6482/322

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Sep 1, 2062

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 GRENADA LN, LUSBY, MD 20657-3799

Mortgage

Document Number	0065800423
Date	Jun 13, 2024
Book Page	6580/423

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2064

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 3, 2026
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Document Number	0068490470
Book / Page	6849 / 470
Map Reference	LB JLB 1 FO 114
Instrument Date	Jan 30, 2026
Transaction Type	Foreclosure
Record Updated	Feb 18, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10369 DEMOCRACY LN STE B, B, FAIRFAX, VA 22030-2552

Mortgage

Document Number	0006849474
Date	Feb 3, 2026
Instrument	6849/474

Lender

Name	METRO RELOCATION SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055230329
Date	Feb 5, 2020
Book Page	5523/329

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2045

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 21, 2019
Property Address	654 GRENADA LN, LUSBY, MD 20657-3799
Document Number	0053620295
Book / Page	5362 / 295
Map Reference	LB JLB 1 FO 114
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Tax	$612.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	654 GRENADA LN, LUSBY, MD 20657-3799

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,900 (+9.29%) Land $55,200 Building $245,700	$300,900 (-) Land $55,200 Building $245,700
2025	$3,364.00 (+44.44%) Homeowner's exemption	$275,333 (+22.81%)	$300,900 (+34.21%) Land $55,200 Building $245,700
2023	$2,329.00 Homeowner's exemption	$224,200 Land $55,200 Building $169,000	$224,200 Land $55,200 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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