654 Gravilla St, La Jolla, CA 92037 Property Records

San Diego County property record for 654 Gravilla St, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,188 sqft · built 1940
Lot Size0.135 acres (5,883 sqft)
Owner2 Company Names on Record
Tax Bill$4,575 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN351-402-14-00

Property Details

APN / Parcel Number

Primary APN351-402-14-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,188 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialWood Shingle
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area5,883 sqft (0.135 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address654 GRAVILLA ST
CityLA JOLLA
StateCA
Zip92037-6134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1-1
Legal DescriptionBLK E LOT 24 SLY 100 FT TR 001729
Legal SubdivisionSTARKEYS PROSPECT PARK
Legal Tract001729
Legal BlockE
Legal Lot Number24
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5008
Census Tract8101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address654 GRAVILLA ST, LA JOLLA, CA 92037-6134
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 31, 2026
Transfer Doc0000108803
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 20, 2026
Property Address654 GRAVILLA ST, LA JOLLA, CA 92037-6134
Document Number0000108803
Instrument DateMar 31, 2026
Instrument2026108803
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address654 GRAVILLA ST, LA JOLLA, CA 92037-6134

Mortgage

Document Number0000108804,
DateApr 20, 2026
Instrument2026108804
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term869 Months
DueSep 22, 2098
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$334,520 (+2%) Land $158,333 Building $176,187
2025$4,575.00 (+17.4%) Homeowner's exemption$327,962 (+4.04%) Land $155,229 Building $172,733
2024$3,897.00 (+2.31%)
2023$3,809.00 (+2.78%) Homeowner's exemption$315,229 Land $149,202 Building $166,027
2022$3,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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