654 Frederica Ln, Dunedin, FL 34698 Property Records

Pinellas County property record for 654 Frederica Ln, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,087 sqft · built 1957
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Aug 2019)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-1271-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-1271-1`
Alternative APNs	`27-28-15-23292-003-0160` `281527232920030160` `152827232920030160` `R290218`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,087 sqft Living Area
Gross Area	1,415 sqft
1st Floor Area	1,087 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R290218
Street Address	654 FREDERICA LN
City	DUNEDIN
State	FL
Zip	34698-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNEDIN ISLES ADD BLK C, LOT 16
Legal Range	15E
Legal Township	28S
Legal Section	27
Legal Subdivision	DUNEDIN ISLES ADD
Legal Tract	23292
Legal Block	C
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1033
Census Tract	27107

Owner

654 Frederica Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY INC
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 2, 2019	Warranty Deed, Transfer · FHA Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Aug 18, 2014 · Amount on File
Deed Document Number	2019245610
Deed Book / Page	20639 / 2227
Prior Transfer Date	Oct 19, 2004
Prior Transfer Doc	0000421441
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015

Mortgage

Document Number	0233951438
Date	Dec 17, 2025
Book Page	23395/1438
Instrument	2025354504

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	321 Months
Due	Sep 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015

Mortgage

Document Number	0221941000
Date	Sep 7, 2022
Book Page	22194/1000
Instrument	2022271683

Lender

Name	INTEGRITY FINCL SVCS OF TAMPA BAY INC
Type	Mortgage Company
Address	LARGO, FL 33773

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015

Mortgage

Document Number	0215860446
Date	Jun 17, 2021
Book Page	21586/446
Instrument	2021200655

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 2, 2019
Property Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015
Document Number	0206392227
Book / Page	20639 / 2227
Map Reference	MB 37 PG 16&17
Instrument Date	Jul 31, 2019
Instrument	2019245610
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	BAXTER TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10196 IMPERIAL POINT DR E, 10196, LARGO, FL 33774-5015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FREDERICA LN, DUNEDIN, FL 34698-5015

Mortgage

Document Number	0206392229
Date	Aug 2, 2019
Instrument	20639/2229

Lender

Name	INTEGRITY FINCL SVCS OF TAMPA BAY I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 654 Frederica Ln was $2,912 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 Homeowner's exemption	$206,994	$402,000 Land $282,148 Building $119,852
2023	$2,694.00 (+3.14%) Homeowner's exemption	$195,301 (+3%)	$326,573 (+9.76%) Land $231,509 Building $95,064
2022	$2,612.00 Homeowner's exemption	$189,613	$297,534 Land $226,643 Building $70,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Frederica Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Frederica Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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