Charleston County property record for 654 Ferry St, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,222 sqft · built 2003 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,000 (Apr 2010) |
| Tax Bill | $3,176 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 532-06-00-209 |
| Primary APN | 532-06-00-209 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,222 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Upper Floors Area | 1,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 654 FERRY ST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -MOULTRIE HGTS DESCRIPTION -LT 12 BLK C SITE NAME -NEXT TO 662 |
| Legal Subdivision | MOULTRIE HGTS |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4701 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 FERRY ST, MOUNT PLEASANT, SC 29464-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2010 · Amount on Record |
| Deed Sale | Apr 13, 2010 · Amount on Record |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Book / Page | 116 / 892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 654 FERRY ST, MOUNT PLEASANT, SC 29464-4412 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 654 FERRY ST, MOUNT PLEASANT, SC 29464-4412 |
| Document Number | 0012320138 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 1232/138 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 20, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,176.00 (+12.62%) | $834,961 (+2,775.21%) Land $316,925 Building $518,036 | $1,860,700 (+101.79%) Land $800,000 Building $1,060,700 |
| 2024 | $2,820.00 (+8%) | $29,040 (-) | |
| 2022 | $2,611.00 | $29,040 | $922,100 (-) Land $350,000 Building $572,100 |
| 2020 | $922,100 Land $350,000 Building $572,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 120 (1979–2017) |
| Claims Outside the SFHA | 21 of 120 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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