654 Fair Spring Dr, Charleston, SC 29414 Property Records

Charleston County property record for 654 Fair Spring Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,564 sqft · built 2002
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2020)
Tax Bill	$7,614 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`358-14-00-136`

Property Details

APN / Parcel Number

Primary APN	`358-14-00-136`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	738 sqft
Upper Floors Area	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Terrain	High
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	143 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	654 FAIR SPRING DR
City	CHARLESTON
State	SC
Zip	29414-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SCHIEVELING PLANTATION DESCRIPTION -LOT 102 PHASE V AND VI
Legal Subdivision	SCHIEVELING PLANTATION
Legal Phase	5
Legal Lot Number	102
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3008
Census Tract	5701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1219 PROSPECT RD, PROSPECT, PA 16052-2303
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 28, 2020	Grant Deed, Transfer · VA Mortgage ANGEL OAK HM LOANS
Mar 31, 2018	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Oct 25, 2017	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Book / Page	863 / 206
Transfer Doc	0330/0577
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 27, 2022
Property Address	654 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0011190744
Book / Page	1119 / 744
Map Reference	MB EF PG 480&481
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 PROSPECT RD, 1219, PROSPECT, PA 16052-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FAIR SPRING DR, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0001119746
Date	Jun 27, 2022
Instrument	1119/746

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 28, 2020
Property Address	654 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0863/0206
Book / Page	000863 / 000206
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	863/0215
Date	Feb 28, 2020
Book Page	000863/000215

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	654 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0711/0087
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0711/0087
Date	Apr 12, 2018
Book Page	000711/000087

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 25, 2017
Property Address	654 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0675/0210
Book / Page	000675 / 000210
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	675/0212
Date	Oct 25, 2017
Book Page	000675/000212

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,614.00 (-2.47%)	$451,400 (+1,571.85%) Land $109,500 Building $341,900	$451,400 (+53.02%) Land $109,500 Building $341,900
2024	$7,807.00 (+427.14%)	$27,000 (+128.81%)
2022	$1,481.00	$11,800	$295,000 (-34.44%) Land $62,000 Building $233,000
2020			$450,000 Land $62,000 Building $388,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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