654 Evans Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 654 Evans Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,458 sqft · built 1909
Lot Size	0.17 acres (7,401 sqft)
Owner	Company Name on Record
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Sep 2022 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23M-43-0152`

Property Details

APN / Parcel Number

Primary APN	`23M-43-0152`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	1,209 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,401 sqft (0.17 acres)
Lot Dimensions	50 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	482 sqft
Deck Area	163 sqft
Patio Area	152 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 EVANS AVE
City	SAINT LOUIS
State	MO
Zip	63122-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	AVONDALE LOT PT 1
Legal Subdivision	AVONDALE
Legal Block	13
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2028
Census Tract	218402

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	654 EVANS AVE, SAINT LOUIS, MO 63122-2734
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Aug 14, 2019	Deed of Trust, Mortgage ASSOCIATED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 8, 2022
Transfer Doc	0000000226
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 21, 2022
Property Address	654 EVANS AVE, SAINT LOUIS, MO 63122-2734
Document Number	2022092100226
Map Reference	MB 3 PG 32
Instrument Date	Sep 8, 2022
Instrument	2022092100226
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 EVANS AVE, 654, KIRKWOOD, MO 63122-2734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	654 EVANS AVE, KIRKWOOD, MO 63122-2734

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	654 EVANS AVE, SAINT LOUIS, MO 63122-2734
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 EVANS AVE, KIRKWOOD, MO 63122-2734

Mortgage

Document Number	0245360308
Date	Dec 24, 2020
Book Page	24536/308
Instrument	2020122400038

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	654 EVANS AVE, SAINT LOUIS, MO 63122-2734
Document Number	0236620153
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 EVANS AVE KIRKWOOD MO 631222734, KIRKWOOD, MO 63122-2734

Mortgage

Document Number	0236620153
Date	Aug 20, 2019
Book Page	023662/000153
Instrument	24

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,510 (-) Land $69,120 Building $12,390	$429,000 (-) Land $363,800 Building $65,200
2025	$4,607.00 (-4.81%)	$81,510 (+5.41%) Land $69,120 Building $12,390	$429,000 (+5.41%) Land $363,800 Building $65,200
2024	$4,840.00 (+1.57%)
2023	$4,765.00 (+8.81%)	$77,330 (+15.92%) Land $42,240 Building $35,090	$407,000 (+15.92%) Land $222,300 Building $184,700
2022	$4,379.00	$66,710 Land $43,090 Building $23,620
2021			$351,100 Land $226,800 Building $124,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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