Lake County property record for 654 Estes St, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,563 sqft · built 1960 |
| Lot Size | 0.333 acres (14,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Apr 2016) |
| Tax Bill | $6,249 (2024) |
| Deeds & Mortgages | May 2021 Second Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-105-008 |
| Primary APN | 07-24-105-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 1,563 sqft |
| Basement Area | 1,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,519 sqft (0.333 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 654 ESTES ST |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNTZ SUB LOTS 19 TO 23INCL. |
| Legal Subdivision | UNTZ SUB |
| Legal Lot Number | 19 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 861510 |
Source: Lake County assessment roll, APN 07-24-105-008, as of April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 ESTES ST, GURNEE, IL 60031-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 01, 2017 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2016 · Amount on Record |
| Deed Sale | Apr 19, 2016 · Amount on Record |
| Deed Document Number | 20167284871 |
| Prior Transfer Date | Nov 16, 1993 |
| Prior Transfer Doc | 0003458023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 654 ESTES ST, GURNEE, IL 60031-2819 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 654 ESTES ST, GURNEE, IL 60031-2819 |
| Document Number | 0007793206 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 7793206 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 654 ESTES ST, GURNEE, IL 60031-2819 |
| Document Number | 0007426273 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 654 ESTES ST GURNEE IL 600312819, GURNEE, IL 60031-2819 |
| Document Number | 0007426273 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 7426273 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Lake County assessment roll as of April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,290 (+21.19%) Land $16,423 Building $70,867 | $261,896 (+21.19%) Land $49,274 Building $212,622 | |
| 2024 | $6,249.00 (+9.08%) | ||
| 2023 | $5,729.00 (+6.84%) | $72,030 (+5.9%) Land $13,551 Building $58,479 | $216,112 (+5.9%) Land $40,657 Building $175,455 |
| 2022 | $5,362.00 | $68,017 Land $14,210 Building $53,807 | $204,071 Land $42,634 Building $161,437 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), as of February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978615102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system IL0970350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GURNEE serves 30,193 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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