White County property record for 654 Elm St, Carmi, IL 62821
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 2004) |
| Tax Bill | $1,344 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-429-002 |
| Primary APN | 13-14-429-002 |
|---|---|
| Alternative APN |
|
| Street Address | 654 ELM ST |
|---|---|
| City | CARMI |
| State | IL |
| Zip | 62821-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 000 PLT 015 ROY F BACHMAN SECOND ADDITION 331-258 422-181 |
| Legal Subdivision | ROY F BACHMAN SECOND ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | WHITE IL |
| Township / Civil Division | CARMI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 958100 |
654 Elm St is owned and occupied by two individuals who bought it in April 2004.
Source: White County records, as of October 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 ELM ST, CARMI, IL 62821-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2004 · Amount on File |
| Deed Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 422181 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 654 Elm St was $1,344 with a homeowner's exemption.
Source: White County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Carmi City |
| County | White County |
| County Subdivision | Carmi Township |
| Unified School District | Carmi-White County Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,344.00 | $79,719 Land $7,962 Building $71,757 | |
| 2024 | $26,573 Land $2,654 Building $23,919 | ||
| 2022 | $1,147.00 Homeowner's exemption | $20,877 Land $2,085 Building $18,792 | $62,631 Land $6,255 Building $56,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMI serves 6,307 people · EPA ID IL1930100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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