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654 Eagle Landing Blvd, Winter Haven, FL 33880 Property Records

Polk County property record for 654 Eagle Landing Blvd, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,632 sqft · built 2022
Lot Size0.137 acres (5,976 sqft)
Owner2 Individual Names on File
Last Sale$314,500 (Aug 2022)
Tax Bill$3,805 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-16-689009-001240

Property Details

APN / Parcel Number

Primary APN26-29-16-689009-001240
Alternative APN
  • 162926689009001240

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,632 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,976 sqft (0.137 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area116 sqft

Location & Zoning

Street Address654 EAGLE LANDING BLVD
CityWINTER HAVEN
StateFL
Zip33880-5851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE LANDING PHASE II PB 190 PGS 14-15 LOT 124
Legal SubdivisionEAGLE LANDING PHASE II
Legal Block4
Legal Lot Number124
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4043
Census Tract14501

Owner

654 Eagle Landing Blvd is owned and occupied by two individuals who bought it in August 2022.

Source: Polk County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address654 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5851
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CREDIT UNION
Aug 10, 2022Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Apr 18, 2022Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Deed Document Number2022217739
Deed Book / Page12374 / 1729
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 29, 2026
Property Address654 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5851
Document Number0000234388
Book / Page14169 / 1625
Instrument DateSep 14, 2026
Instrument2026234388
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5851

Mortgage

Document Number0000234388,
DateSep 29, 2026
Book Page14169/1625
Instrument2026234388
Lender
NameMIDFLORIDA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 15, 2041
Interest
Max Rate-1%

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 10, 2022
Property Address654 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5851
Document Number0000217739
Book / Page12374 / 1729
Map ReferenceMB 190 PG 14&15
Instrument DateAug 10, 2022
Instrument2022217739
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,201.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address654 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5851

Mortgage

Document Number0123741731
DateAug 10, 2022
Instrument12374/1731
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 18, 2022
Property Address654 EAGLE LANDING BLVD, WINTER HAVEN, FL 33880-5851
Document Number0000103467
Book / Page12211 / 1327
Map ReferenceMB 190 PG 14&15
Instrument DateApr 7, 2022
Instrument2022103467
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
Tax$540.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2335 CRUMP RD, WINTER HAVEN, FL 33881-9300

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 VINELAND RD STE H22, H22, ORLANDO, FL 32811-7365
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 654 Eagle Landing Blvd was $3,805 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,195 (-3.05%) Land $39,000 Building $197,195$236,195 (-3.05%) Land $39,000 Building $197,195
2025$3,805.00 Homeowner's exemption$243,632 Land $39,000 Building $204,632$243,632 Land $39,000 Building $204,632
2023$3,836.00 (+2,457.33%) Homeowner's exemption$242,187 (+3,022.58%) Land $38,000 Building $204,187$242,187 (+3,022.58%) Land $38,000 Building $204,187
2022$150.00$7,756 Land $7,756$7,756 Land $7,756

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 654 Eagle Landing Blvd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Eagle Landing Blvd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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