654 E Porter Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 654 E Porter Ave, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.243 acres (10,621 sqft)
Owner2 Individual Names on Record
Last Sale$128,900 (May 2018)
Tax Bill$5,154 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN26 04 129 020

Property Details

APN / Parcel Number

Primary APN26 04 129 020

Exterior

Lot Area10,621 sqft (0.243 acres)

Location & Zoning

Street Address654 E PORTER AVE
CityWATSEKA
StateIL
Zip60970-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORTER MARTINS 7TH ADD LT 4 BLK 2
Legal SubdivisionPORTER MARTINS 7TH ADD
Legal Block2
Legal Lot Number4
JurisdictionIROQUOIS IL
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1011
Census Tract950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 E PORTER AVE, WATSEKA, IL 60970-1826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Prior SaleApr 27, 2009 · Amount on Record
Deed Document Number20181620
Record UpdatedSep 20, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateMay 31, 2018
Property Address654 E PORTER AVE, WATSEKA, IL 60970-1826
Document Number18R1620
Map ReferenceMB K PG 15
Instrument DateMay 31, 2018
Instrument18R1620
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$188.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address654 E PORTER AVE, WATSEKA, IL 60970-1826
InvestorPossibly a Property Investor

Mortgage

Document Number18R1621
DateMay 31, 2018
Instrument18R1621
Lender
NameMUNICIPAL TRUST AND SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionBelmont Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,154.00 (+24.88%)$56,770 (+24.58%) Land $8,530 Building $48,240$170,310 (+24.58%) Land $25,590 Building $144,720
2022$4,127.00 Homeowner's exemption$45,570 Land $6,850 Building $38,720$136,710 Land $20,550 Building $116,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims28 (1981–2018)
Claims Outside the SFHA1 of 28
Most Recent ClaimFeb 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

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