Shiawassee County property record for 654 E Main St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 7,841 sqft (0.18 acres) |
| Last Sale | $85,000 (2005) |
| Tax Bill | $3,905.00 (2025) |
| Primary APN | 050-580-000-013-00 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 654 E MAIN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3222 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOT 13 STAFFORD GARDNER & TRANKLES CENTRAL ADD |
| Legal Subdivision | STAFFORD GARDNER & TRANKLES CENTRAL ADD |
| Legal Lot Number | 13 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-580-000-013-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 654 E MAIN ST, OWOSSO, MI 48867-3222 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PFCU |
| Jun 02, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PFCU |
| Mar 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2005 · Amount on Record |
| Deed Sale | Feb 08, 2005 · Amount on Record |
| Deed Doc Number | 20053136183 |
| Deed Book / Page | 1074 / 265 |
| Last Transfer Date | Oct 30, 2009 |
| Transfer Doc | 0011420039 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 654 E MAIN ST, OWOSSO, MI 48867-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0013120945 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 1312/945 |
| Instrument | 3377127 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | 9077 CHARLOTTE HWY, PORTLAND, MI 48875 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 654 E MAIN ST, OWOSSO, MI 48867-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 654 E MAIN ST, OWOSSO, MI 48867-3222 |
| Document Number | 0012970207 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 1297/207 |
| Instrument | 3361132 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, MI 48875 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 20, 2019 |
| Property Address | 654 E MAIN ST, OWOSSO, MI 48867-3222 |
| Document Number | 0012540921 |
| Book / Page | 001254 / 000921 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 3318432 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 654 E MAIN ST OWOSSO MI 488673222, OWOSSO, MI 48867-3222 |
| Document Number | 12540922 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 001254/000922 |
| Instrument | 3318433 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,500 (+7.43%) | $159,000 (+7.43%) | |
| 2025 | $3,905.00 (+5.91%) | $74,000 (+6.78%) | $148,000 (+6.78%) |
| 2024 | $3,687.00 | ||
| 2023 | $3,687.00 | $69,300 | $138,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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