654 E Lake Front Cir, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 654 E Lake Front Cir, Galloway, NJ 08205

Property Summary

Property TypeCondominium
Details1,428 sqft · built 1988
Lot Size0.02 acres (872 sqft)
OwnerIndividual Name on Record
Last Sale$174,000 (May 2022)
Tax Bill$5,126 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2020 Sale & Mortgage
APN11-01173-11-00001-02-C0013

Property Details

APN / Parcel Number

Primary APN11-01173-11-00001-02-C0013
Alternative APN
  • 11011730110000102C0013

Interior

Stories2 Stories
Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeWood
Lot Area872 sqft (0.02 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number11011730110000102C0013
Street Address654 E LAKE FRONT CIR
CityGALLOWAY
StateNJ
Zip08205-3313
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCC
Legal DescriptionLAKE VICTORIA UNIT 3 BLDG 1
Legal SubdivisionLAKE VICTORIA CONDO ASSN
Legal Block1173
Legal Lot Number1.2
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group1
Census Block1018
Census Tract10501

Owner

Source: Atlantic County and Galloway Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address654 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
May 5, 2020Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleMay 5, 2020 · Amount on Record
Deed Document Number202223896
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateMay 13, 2022
Property Address654 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3313
Document Number0000023896
Instrument DateFeb 18, 2022
Instrument2022023896
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address513A S 10TH AVE, 513A, GALLOWAY, NJ 08205-9768

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3313

Mortgage

Document Number0000023897
DateMay 13, 2022
Instrument2022023897
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2052

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateMay 5, 2020
Property Address654 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3313
Document Number0000024672
Instrument DateApr 24, 2020
Instrument24672
Transaction TypeTransfer
Record UpdatedMay 26, 2020
Title CompanySURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$153.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 E LAKE FRONT CIR GALLOWAY NJ 082053313, GALLOWAY, NJ 08205-3313

Mortgage

Document Number24673
DateMay 5, 2020
Instrument24673
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 4, 2050

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,200 (-) Land $65,000 Building $86,200$151,200 (-) Land $65,000 Building $86,200
2025$5,126.00 (+1.57%)$151,200 (-) Land $65,000 Building $86,200$151,200 (-) Land $65,000 Building $86,200
2024$5,047.00 (+3.95%)
2023$151,200 Land $65,000 Building $86,200$151,200 Land $65,000 Building $86,200
2022$4,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1992–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 61% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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