654 E Dixie Ave, Elizabethtown, KY 42701 Property Records

Hardin County property record for 654 E Dixie Ave, Elizabethtown, KY 42701

Property Summary

Property Type	Commercial
Lot Size	1.29 acres (56,454 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2020)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`221-40-00-017.01`

Property Details

APN / Parcel Number

Primary APN	`221-40-00-017.01`

Exterior

Lot Area	56,454 sqft (1.29 acres)

Location & Zoning

Street Address	654 E DIXIE AVE
City	ELIZABETHTOWN
State	KY
Zip	42701-1006
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ROADSIDE SUBD LT 2
Legal Subdivision	ROADSIDE SUBD
Legal Lot Number	2
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1041
Census Tract	1500

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	621 MONTGOMERY AVE, ELIZABETHTOWN, KY 42701-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	0015021182
Deed Book / Page	1502 / 1182
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 18, 2020
Property Address	654 E DIXIE AVE, ELIZABETHTOWN, KY 42701-1006
Document Number	01502/1182
Book / Page	1502 / 1182
Map Reference	CAB 1 SH 2226
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 E DIXIE AVE, ELIZABETHTOWN, KY 42701-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	621 MONTGOMERY AVE, ELIZABETHTOWN, KY 42701-1233
Investor	Possibly a Property Investor

Mortgage

Document Number	02351/1592
Date	Dec 18, 2020
Book Page	2351/1592

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2040

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Elizabethtown City
Unified School District	Elizabethtown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,945.00 (-4.19%)	$400,000 (-) Land $150,000 Building $250,000	$400,000 (-) Land $150,000 Building $250,000
2023		$400,000 (-) Land $150,000 Building $250,000	$400,000 (-) Land $150,000 Building $250,000
2022		$400,000 Land $150,000 Building $250,000	$400,000 Land $150,000 Building $250,000
2021	$5,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20