St. Lawrence County and De Kalb Town property record for 654 E Dekalb Rd, De Kalb Junction, NY 13630
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 4,224 sqft · built 1850 |
| Lot Size | 109 acres (4,748,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Apr 2007) |
| Tax Bill | $5,356 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 2 more |
| APN | 403089 116.003-1-12.11 |
| Primary APN | 403089 116.003-1-12.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,224 sqft Living Area |
| 1st Floor Area | 2,413 sqft |
| 2nd Floor Area | 1,209 sqft |
| Upper Floors Area | 602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 4,748,040 sqft (109 acres) |
| Lot Width | 2,586 ft Width |
| Porch | Slab |
| Porch Area | 129 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 403089 116.003-1-12.11 |
|---|---|
| Street Address | 654 E DEKALB RD |
| City | DE KALB JUNCTION |
| State | NY |
| Zip | 13630-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 12.011 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | DE KALB |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 491800 |
654 E Dekalb Rd, a rural home, is owned and occupied by an individual who bought it in April 2007.
Source: St. Lawrence County and De Kalb Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 E DEKALB RD, DE KALB JUNCTION, NY 13630-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Sep 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2007 · Amount on File |
| Deed Sale | Apr 6, 2007 · Amount on File |
| Prior Sale | Mar 22, 2007 · Amount on File |
| Deed Book / Page | 2007 / 5527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 654 E DEKALB RD, DE KALB JUNCTION, NY 13630-3105 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 854 E DEKALB RD, DE KALB JUNCTION, NY 13630-4119 |
| Document Number | 5949 |
|---|---|
| Date | May 11, 2021 |
| Instrument | R-2021-00005949 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 654 E DEKALB RD, DE KALB JUNCTION, NY 13630-3105 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 654 EAST DEKAIB RD, DE KALB JUNCTION, NY 13630-3105 |
| Document Number | 5950 |
|---|---|
| Date | May 11, 2021 |
| Instrument | R-2021-00005950 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 654 E DEKALB RD, DE KALB JUNCTION, NY 13630-3105 |
| Document Number | 0000007386 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 654 E DEKALB RD DE KALB JUNCTION NY 136303105, DE KALB JUNCTION, NY 13630-3105 |
| Document Number | 0000007386 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 7386 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 654 E DEKALB RD, DE KALB JUNCTION, NY 13630-3105 |
| Document Number | 0000012431 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 654 E DEKALB RD DE KALB JUNCTION NY 136303105, DE KALB JUNCTION, NY 13630-3105 |
| Document Number | 0000012431 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 12431 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 17, 2037 |
The 2026 property tax bill for 654 E Dekalb Rd was $5,356 with a veteran's exemption, up 0.4% from the year before.
Source: St. Lawrence County and De Kalb Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | De Kalb Town |
| Unified School District | Hermon-DeKalb Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,356.00 (+0.43%) Veteran's exemption | ||
| 2025 | $5,333.00 | $161,800 Land $81,800 Building $80,000 | $221,644 Land $112,055 Building $109,589 |
| 2023 | $161,800 Land $81,800 Building $80,000 | $207,436 Land $104,872 Building $102,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 654 E Dekalb Rd; there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 E Dekalb Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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