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654 E Bismark St, Hernando, FL 34442 Property Records

Citrus County property record for 654 E Bismark St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,293 sqft Living Area
Lot Size44,109 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$17,000 (2018)
Tax Bill$3,968.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00080-010.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address654 E BISMARK ST, HERNANDO, FL 34442-4737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Sep 18, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
CAPITAL CITY BANK
Sep 27, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CAPITAL CTY BK
Jul 26, 2018Warranty Deed, Transfer
MANATEE TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2018 · Amount on Record
Deed SaleJul 26, 2018 · Amount on Record
Prior SaleOct 11, 2004 · Amount on Record
Deed Doc Number2018037683
Deed Book / Page2916 / 0527
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCITRUS FL
Recording DateJul 17, 2026
Property Address654 E BISMARK ST, HERNANDO, FL 34442-4737
Document Number0000042559
Book / Page3689 / 1663
Instrument DateJul 17, 2026
Instrument202642559
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address654 E BISMARK ST, HERNANDO, FL 34442-4737

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address654 E BISMARK ST, HERNANDO, FL 34442-4737
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 E BISMARK ST, HERNANDO, FL 34442-4737

Mortgage

Document Number0031892325
DateJul 29, 2021
Book Page3189/2325
Instrument2021051778
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address654 E BISMARK ST, HERNANDO, FL 34442-4737
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyALL PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029270703
DateSep 18, 2018
Book Page2927/0703
Instrument2018047123
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueOct 01, 2049

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address654 E BISMARK ST, HERNANDO, FL 34442-4737
Document Number0030080043
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyALL PERFORMANCE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address654 E BISMARK ST HERNANDO FL 344424737, HERNANDO, FL 34442-4737

Mortgage

Document Number0030080043
DateSep 30, 2019
Book Page003008/000043
Instrument51375
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 29, 2049
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 26, 2018
Property Address654 E BISMARK ST, HERNANDO, FL 34442-4737
Document Number0029160527
Book / Page002916 / 000527
Instrument DateJul 20, 2018
Instrument37683
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyMANATEE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$119.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address8 OAKWOOD RD QUINCY MA 021693306, QUINCY, MA 02169-3306

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,968.00 (+4.28%) Homeowner's exemption Additional exemption filed$372,076 (-3.3%) Land $32,000 Building $340,076$372,076 (-3.3%) Land $32,000 Building $340,076
2024$3,805.00 (+4.1%) Homeowner's exemption Additional exemption filed$384,758 (+0.66%) Land $26,500 Building $358,258$384,758 (+0.66%) Land $26,500 Building $358,258
2023$3,655.00 (+6.9%) Homeowner's exemption Additional exemption filed$382,230 (+20.6%) Land $24,000 Building $358,230$382,230 (+20.6%) Land $24,000 Building $358,230
2022$3,419.00 Homeowner's exemption Additional exemption filed$316,935 Land $18,000 Building $298,935$316,935 Land $18,000 Building $298,935

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00080-010.0
Alternative APNs
  • 1818S19E0110000800100
  • 2289422

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,293 sqft Living Area
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area44,109 sqft (1.01 acres)
Depth X Width292 ft x 150 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage Area399 sqft Garage
Pool Area312 sqft Pool
PorchOpen Porch
Porch Area194 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2289422
Old Parcel Number1818S19E0110000800100
Street Address654 E BISMARK ST
CityHERNANDO
StateFL
Zip34442-4737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 10 BLK 8
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block8
Legal Lot Number10
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2032
Census Tract450104

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